BMIE Market 32444

Bay County, Florida · ZCTA boundaries as of 2020

Profile

Population (current estimate)	21,459 2020–2024 ACS 5-year estimate ±1,065 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households	8,682 2020–2024 ACS 5-year estimate ±580 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count	18,985 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units	8,359 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income	$83,160 2020–2024 ACS 5-year estimate ±12,586 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age	39.4 2020–2024 ACS 5-year estimate ±2 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent	$1,474 2020–2024 ACS 5-year estimate ±92 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value	$331,000 2020–2024 ACS 5-year estimate ±16,003 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area	9.8 sq mi Census Gazetteer 2020
Restaurants	46 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 32444
Restaurants per 10,000 residents	11.6 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year	+43.8% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year	+70.4% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year	+142.1% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file	+318.2% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 2028	51 (range 44–59) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, +1.8 per year, r² 0.76) · 80% range · confidence High · momentum, not a guarantee
Projected population, 5 years ahead	Needs more ACS years on file
BMIE Market Score	77 / 100 MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score	76 / 100 MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score	69 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score	88 / 100 MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Trends

Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.

Restaurants by year, with trend and projection

ZIP Code Business Patterns, USPS ZIP 32444. Projection: linear trend v1, fitted 2013–2023, +1.8 restaurants per year, r² 0.76, confidence High.

Growth index (first year on file = 100)

Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).

Mix of the food-service market

Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.

Population and restaurants per 10,000 residents

Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.

Restaurant growth vs. Florida and U.S. averages

Averages are the mean growth across all ZCTAs with the figure (state n = 918, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 77 (High confidence)

Component	Value	Rank	Weight	Adds
Consumer Market Score	76.0	76	40%	+30.4
Restaurant Opportunity Score	69.0	69	35%	+24.1
Market Momentum Score	88.2	88	25%	+22.1

Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 76 (High confidence)

Component	Value	Rank	Weight	Adds
Population (ACS)	21,459	83	40%	+33.0
Median household income (ACS)	83,160	66	40%	+26.4
Households (ACS)	8,682	83	20%	+16.6

Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 69 (High confidence)

Component	Value	Rank	Weight	Adds
10-year restaurant growth	70.4	88	35%	+30.8
Restaurants per 10,000 residents (lower = more room)	21.4	34	25%	+8.5
Population (ACS)	21,459	83	20%	+16.5
Median household income (ACS)	83,160	66	20%	+13.2

Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 88 (High confidence)

Component	Value	Rank	Weight	Adds
5-year restaurant growth	43.8	88	50%	+44.2
10-year restaurant growth	70.4	88	30%	+26.4
20-year restaurant growth	142.1	88	20%	+17.6

Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (73)

By cuisine

American 22 · Sandwiches 9 · Burgers 6 · Coffee 6 · Pizza 6 · Asian 5 · Cajun, Creole, Southern 5 · Chicken / wings 4 · Dessert 4 · Mexican 4 · BBQ 3 · Breakfast 3 · Chinese 3 · Ice cream / frozen desserts 3 · Latin American (other) 3 · Seafood 3 · Bakery 2 · Italian 2 · Japanese 2 · Southwestern / Tex-Mex 2 · Sushi 2 · Tea / bubble tea 2 · Juice / smoothies 1 · Peruvian 1

By type

Restaurant (service type not stated) 41 · Quick service 25 · Casual dining 7 · Dessert 6 · Bakery 5 · Café 5 · Coffee shop 5 · Specialty food shop 5 · Bar 4 · Juice, smoothie, tea 3 · Other 3 · Catering 1 · Delivery-focused 1 · Food truck 1

Name	Type	Cuisine	Address	Status
390 Kava House	Bar · Juice, smoothie, tea	Tea / bubble tea	1507 Tennessee Ave	open
Amadeo's Pizza Marco's Pizza	Restaurant (service type not stated)	Pizza · Italian	1616 Ohio Ave	open
Amp Property Management Inc	Restaurant (service type not stated)		2310 S Highway 77 Ste 350	open
Arby's	Quick service		2205 S Highway 77	open
Beef 'O' Brady's Beef 'O' Brady's Fern Creek	Bar · Casual dining	American	2310 S Highway 77	open
Beef 'O' Brady's	Restaurant (service type not stated)	American		open
BELGIMBOB CREAMERY	Dessert	Ice cream / frozen desserts	1614 Ohio Ave	open
Bid & Bag Boutique	Restaurant (service type not stated)	Seafood · Cajun, Creole, Southern · American		open
Boondocks	Restaurant (service type not stated)	Seafood	1800 S Highway 77 Ste 300	open
Burger King Burger King	Quick service	Burgers · American	1904 South Highway 77	open
Cahall's Deli Lynn Haven	Specialty food shop · Quick service · Catering	Sandwiches	1509 Tennessee Ave	open
Checkers Checkers and Rally's	Quick service	Burgers · American	2803 FL-77	open
China Wok China Wok, Altavista Va.	Restaurant (service type not stated)	Chinese · Asian	2310 S FL-77	open
Chopsticks Oriental Restaurant	Restaurant (service type not stated)	Chinese · Asian	1812 S Highway 77	open
Corams On The Road	Food truck · Restaurant (service type not stated)		1506 Harvard Blvd	open
Crave	Juice, smoothie, tea · Coffee shop · Café	Juice / smoothies · Coffee	1509 Tennessee Ave	open
Crawdads	Restaurant (service type not stated)	Cajun, Creole, Southern	938 Ohio Ave	open
Dairy Queen Grill & Chill Dairy Queen	Quick service · Dessert · Casual dining	Ice cream / frozen desserts · American	2800 S Highway 77	open
Domino's Domino's Pizza	Restaurant (service type not stated) · Delivery-focused · Quick service	Pizza	715 Ohio Ave.	open
Dunkin Donuts - Lynn Haven, Florida	Bakery · Dessert	Dessert · American		open
Dunkin' Dunkin'	Bakery · Dessert · Coffee shop	Dessert · Coffee · Breakfast	2230 FL-77	open
El Jalisco Lynn Haven Mexican Restaurant El Jalisco Destin Mexican Restaurant	Restaurant (service type not stated)	Mexican · Latin American (other)	1815 FL-77	open
Firehouse Subs	Restaurant (service type not stated)		2310 Highway 77 Ste. 170	open
Firehouse Subs Lynn Haven Firehouse Subs	Restaurant (service type not stated) · Quick service · Specialty food shop	Sandwiches	2310 FL-77	open
Flap Jacks	Casual dining	American · Breakfast	2004 Lynn Haven Pkwy	open
Hideaway Pub	Bar		4708 County Rd 389	open
Hwy 77 - Lynn Haven Whataburger	Quick service		2401 S HIGHWAY 77	open
J R's Rib Shack	Restaurant (service type not stated)	BBQ	2403 S Highway 77	open
Jersey Mike's Jersey Mike's Subs	Quick service · Specialty food shop	Sandwiches	2105 Hwy. 77 South Unit 5	open
Jimmy John's Jimmy John's	Quick service · Specialty food shop	Sandwiches	2205 S Hwy 77	open
KB Cooks	Restaurant (service type not stated)		302 LYNNWOOD LANE, Or wherever you need me to be!	open
Key West Sandwich Shop	Specialty food shop · Quick service	Sandwiches · American	2413 S Highway 77	open
KFC KFC	Quick service · Restaurant (service type not stated)	Chicken / wings	2209 So. Hwy. 77	open
La Pera’s Sweet Shop	Dessert	Ice cream / frozen desserts · Dessert	529 Ohio Ave	open
Little Caesars Pizza Little Caesars	Quick service · Restaurant (service type not stated)	Pizza	2400 FL-77	open
Lynn Haven Donuts, Llc	Restaurant (service type not stated)		2230 S Highway 77	open
Lynn Haven Slice House	Restaurant (service type not stated)	Pizza	826 Florida Ave	open
Lynn Haven Yacht Club	Casual dining · Bar	American	1408 Georgia Ave	open
Lynnwood Subdivision, Lynn Haven, Florida	Bakery · Dessert	Dessert		open
Major's Smokehouse	Restaurant (service type not stated)	BBQ · Cajun, Creole, Southern · American	308 Ohio Ave	open
McDonald's McDonald's	Quick service	Burgers · American	1710 S Hwy 77	open
Old Mexico Restaurant	Restaurant (service type not stated)	Mexican · Southwestern / Tex-Mex · Latin American (other)	1812 S Highway 77	open
Olive Garden Italian Restaurant Olive Garden Italian Food Restaurant	Restaurant (service type not stated) · Quick service	Italian	2397 S Highway 77	open
Pizza Hut Pizza Hut	Quick service · Restaurant (service type not stated)	Pizza	1812 S. Hwy. 77 Bay	open
PoFolks Restaurant PoFolks	Restaurant (service type not stated)	American	400 Ohio Ave	open
Pohaven Inc	Restaurant (service type not stated)		400 Ohio Ave	open
Popeyes Popeyes Louisiana Kitchen	Quick service	Chicken / wings · Cajun, Creole, Southern	1501 Ohio Ave	open
Raíces Perú Latín Food	Restaurant (service type not stated)	Peruvian · Latin American (other)	1800 FL-77 #100	open
Ramons Pizza Lynn Have	Restaurant (service type not stated) · Quick service	Pizza	1616 Ohio Ave	open
Red Star Chinese	Restaurant (service type not stated)	Chinese · Asian	1219 Ohio Ave B	open
Sakura Lynn Haven	Restaurant (service type not stated)	Japanese · Sushi · Asian	2411 Lynn Haven Pkwy	open
Simply Seafood & Oyster Bar	Restaurant (service type not stated)	Seafood	429 Ohio Ave	open
Slim Chickens Slim Chickens	Restaurant (service type not stated)	Chicken / wings · Sandwiches · American	2915 S Highway 77	open
Sola Coffee Bar	Coffee shop · Restaurant (service type not stated) · Café	Coffee	1519 Tennessee Ave	open
Sonic Drive In Sonic Drive-In	Restaurant (service type not stated) · Quick service	American	1508 Ohio Ave	open
Sonny's BBQ Sonny's BBQ	Restaurant (service type not stated)	BBQ · Cajun, Creole, Southern · American	2240 Lynn Haven Pkwy	open
Starbucks Coffee Company Starbucks	Coffee shop · Restaurant (service type not stated) · Café	Coffee	2424 Lynn Haven Pkwy	open
Subway Subway	Quick service · Other · Restaurant (service type not stated)	Sandwiches	1901 S Hwy 77	open
Subway	Other	Sandwiches	1812 Hwy 77 South, Lynn Haven Shopping Center	open
Sweet Stax Cafe	Café · Restaurant (service type not stated) · Casual dining	Coffee · American	2402 FL-77	open
Taco Bell Taco Bell	Quick service	Mexican	2005 Hwy 77	open
Tacos Way LLC	Restaurant (service type not stated)	Mexican · Southwestern / Tex-Mex	2310 S FL-77	open
Touch Of Velvet	Bakery	Bakery	1219 Ohio Ave	open
Tropical Smoothie Cafe	Other	Sandwiches	504 W Highway 390	open
Victoria's Last Bite	Restaurant (service type not stated) · Casual dining	American	827 Florida Ave	open
Waffle House Waffle House	Casual dining	Breakfast · American	2502 Lynn Haven Pkwy	open
Walmart Bakery	Bakery	Bakery	2101 S Highway 77	open
Wayback Burgers Wayback Burgers	Quick service	Burgers · American	1705 FL-77	open
Wendy's Wendy's	Quick service	Burgers · American	2604 S Highway 77	open
Whataburger Whataburger	Quick service	Burgers · American	2401 S HIGHWAY 77	open
Wild Root Coffee and Tea	Coffee shop · Juice, smoothie, tea · Café	Coffee · Tea / bubble tea	830 Florida Ave	open
Zaxbys Zaxby's	Quick service · Restaurant (service type not stated)	Chicken / wings	2300 S Highway 77, Florida 77	open
ZENSHI Handcrafted Sushi Zenshi Sushi	Restaurant (service type not stated)	Japanese · Sushi · Asian	2310 S Highway 77	open

Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

Year	All food service	Restaurants	Full-service	Limited-service	Snack & beverage	Bars	Industry codes
1994	12	11	—	—	—	1	SIC1987
1995	13	13	—	—	—	—	SIC1987
1996	13	13	—	—	—	—	SIC1987
1997	19	18	—	—	—	1	SIC1987
1998	21	16	8	7	1	2	NAICS1997
1999	18	14	8	6	—	1	NAICS1997
2000	18	14	8	6	—	1	NAICS1997
2001	21	15	7	6	2	2	NAICS1997
2002	18	15	7	7	1	3	NAICS1997
2003	20	19	8	10	1	1	NAICS2002
2004	22	19	7	10	2	2	NAICS2002
2005	20	17	6	9	2	2	NAICS2002
2006	23	20	7	9	4	3	NAICS2002
2007	23	21	8	11	2	2	NAICS2002
2008	24	22	10	11	1	2	NAICS2007
2009	30	27	13	12	1	2	NAICS2007
2010	25	22	10	10	1	2	NAICS2007
2011	24	22	10	11	1	2	NAICS2007
2012	29	27	10	16	1	2	NAICS2012
2013	29	27	10	16	1	2	NAICS2012
2014	35	33	15	17	1	2	NAICS2012
2015	28	25	10	14	1	3	NAICS2012
2016	31	28	14	13	1	3	NAICS2012
2017	31	29	12	16	—	—	NAICS2017
2018	34	32	14	17	—	—	NAICS2017
2019	33	31	13	17	—	—	NAICS2017
2020	38	36	14	21	—	—	NAICS2017
2021	42	41	16	24	—	—	NAICS2017
2022	45	43	13	27	3	—	NAICS2022
2023	48	46	13	29	4	—	NAICS2022

U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 32444. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

ZCTA	Distance	Restaurants	Year
32405	2.9 mi	67	2023

Distance is centroid to centroid (Census Gazetteer). Restaurants: latest ZBP year on file for that ZIP.