BMIE Market 46552

St. Joseph County, Indiana · ZCTA boundaries as of 2020

Profile

Population (current estimate)	7,047 2020–2024 ACS 5-year estimate ±543 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households	2,602 2020–2024 ACS 5-year estimate ±198 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count	6,834 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units	2,961 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income	$91,341 2020–2024 ACS 5-year estimate ±12,497 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age	39.5 2020–2024 ACS 5-year estimate ±3 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent	$1,043 2020–2024 ACS 5-year estimate ±270 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value	$237,900 2020–2024 ACS 5-year estimate ±18,221 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area	63.9 sq mi Census Gazetteer 2020
Restaurants	6 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 46552
Restaurants per 10,000 residents	16.1 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year	+0.0% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year	-53.9% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year	-53.9% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file	-14.3% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 2028	2 (range 0–5) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, -0.6 per year, r² 0.63) · 80% range · confidence Medium · momentum, not a guarantee
Projected population, 5 years ahead	Needs more ACS years on file
BMIE Market Score	50 / 100 MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score	69 / 100 MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score	48 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score	22 / 100 MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Trends

Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.

Restaurants by year, with trend and projection

ZIP Code Business Patterns, USPS ZIP 46552. Projection: linear trend v1, fitted 2013–2023, -0.6 restaurants per year, r² 0.63, confidence Medium.

Growth index (first year on file = 100)

Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).

Mix of the food-service market

Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.

Population and restaurants per 10,000 residents

Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.

Restaurant growth vs. Indiana and U.S. averages

Averages are the mean growth across all ZCTAs with the figure (state n = 606, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 50 (High confidence)

Component	Value	Rank	Weight	Adds
Consumer Market Score	69.0	69	40%	+27.6
Restaurant Opportunity Score	48.3	48	35%	+16.9
Market Momentum Score	22.0	22	25%	+5.5

Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 69 (High confidence)

Component	Value	Rank	Weight	Adds
Population (ACS)	7,047	66	40%	+26.2
Median household income (ACS)	91,341	74	40%	+29.8
Households (ACS)	2,602	65	20%	+13.0

Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 48 (High confidence)

Component	Value	Rank	Weight	Adds
10-year restaurant growth	-53.9	2	35%	+0.8
Restaurants per 10,000 residents (lower = more room)	8.5	78	25%	+19.6
Population (ACS)	7,047	66	20%	+13.1
Median household income (ACS)	91,341	74	20%	+14.9

Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 22 (High confidence)

Component	Value	Rank	Weight	Adds
5-year restaurant growth	0	42	50%	+20.9
10-year restaurant growth	-53.9	2	30%	+0.6
20-year restaurant growth	-53.9	2	20%	+0.5

Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (19)

By cuisine

American 3 · Bakery 3 · Dessert 3 · Breakfast 2 · Coffee 2 · British / Irish pub food 1 · European 1 · German / Eastern European 1 · Hot dogs 1 · Sandwiches 1

By type

Bar 10 · Casual dining 9 · Restaurant (service type not stated) 5 · Bakery 3 · Dessert 3 · Café 2 · Coffee shop 2 · Brewery / taproom 1 · Other 1

Name	Type	Cuisine	Address	Status
Billy Goat 9 & Dine	Restaurant (service type not stated) · Casual dining · Bar		755 W Michigan St	open
Carlisle Coffee and Sweets	Coffee shop · Dessert · Café	Coffee · Dessert	203 E Michigan St	open
Digzy Dogz & Grill llc	Casual dining · Restaurant (service type not stated) · Bar	Hot dogs	8310 E 700 N	open
Drury Dive Bar	Casual dining · Bar		55840 Nature View Dr	open
Happy Joes Kasik Bar	Bar · Casual dining		7896 N Walker Rd	open
Hudson Lake Tavern, LLC	Bar · Restaurant (service type not stated) · Casual dining		7896 N Walker Rd	open
Kate O'Connor's Irish Pub	Bar	British / Irish pub food	415 E Michigan St	open
Longshots Bar and Grill	Casual dining · Bar		117 E Michigan St	open
Manny's Restaurant	Casual dining	American · Breakfast	801 W Michigan St	open
Merle & Maple	Dessert · Bakery	Dessert · Bakery	7957 N Walker Rd	open
Moser's Austrian Cafe	Café · Restaurant (service type not stated) · Coffee shop	German / Eastern European · Coffee · European	201 E Michigan St	open
Mother Wilma's Marshmallow Factory	Dessert · Bakery	Dessert · Bakery	133 E Michigan St	open
P.N.A. 3078	Bar		55969 Tulip Rd	open
Ralph's Bakery	Bakery	Bakery	125 E Michigan St	open
Studebaker Brewing Company	Brewery / taproom · Casual dining · Bar		110 E Michigan St	open
SUBWAY	Other	Sandwiches	E Michigan St	open
The Compound	Bar		7089 N Chicago Trl	open
The Diner The Diner	Casual dining	American · Breakfast	601 W Michigan St	open
The Oprah Farm	Restaurant (service type not stated)	American		open

Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

Year	All food service	Restaurants	Full-service	Limited-service	Snack & beverage	Bars	Industry codes
1994	7	7	—	—	—	—	SIC1987
1995	6	6	—	—	—	—	SIC1987
1996	8	8	—	—	—	—	SIC1987
1997	6	6	—	—	—	—	SIC1987
1998	9	8	5	2	1	—	NAICS1997
1999	10	9	4	4	1	—	NAICS1997
2000	13	9	4	5	—	1	NAICS1997
2001	15	11	6	4	1	1	NAICS1997
2002	14	12	7	4	1	1	NAICS1997
2003	15	13	7	3	1	1	NAICS2002
2004	13	12	7	3	1	—	NAICS2002
2005	12	11	8	2	—	—	NAICS2002
2006	10	9	7	1	—	—	NAICS2002
2007	10	9	7	1	—	—	NAICS2002
2008	13	11	8	2	—	1	NAICS2007
2009	13	11	9	1	—	1	NAICS2007
2010	12	11	8	2	—	1	NAICS2007
2011	12	10	7	1	1	1	NAICS2007
2012	14	13	10	1	1	—	NAICS2012
2013	14	13	10	1	1	—	NAICS2012
2014	12	11	9	—	1	—	NAICS2012
2015	12	11	9	—	1	—	NAICS2012
2016	8	7	5	—	1	—	NAICS2012
2017	8	7	5	—	—	—	NAICS2017
2018	7	6	5	—	—	—	NAICS2017
2019	8	7	5	—	—	—	NAICS2017
2020	8	7	5	—	—	—	NAICS2017
2021	8	7	6	—	—	—	NAICS2017
2022	8	7	6	—	—	—	NAICS2022
2023	7	6	5	—	—	—	NAICS2022

U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 46552. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

None within 5 miles.