BMIE Market 49643

Benzie County, Michigan · ZCTA boundaries as of 2020

Profile

Population (current estimate)	6,963 2020–2024 ACS 5-year estimate ±640 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households	2,787 2020–2024 ACS 5-year estimate ±327 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count	6,253 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units	3,142 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income	$81,222 2020–2024 ACS 5-year estimate ±11,924 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age	42.3 2020–2024 ACS 5-year estimate ±4 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent	$1,017 2020–2024 ACS 5-year estimate ±643 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value	$271,300 2020–2024 ACS 5-year estimate ±17,383 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area	59.6 sq mi Census Gazetteer 2020
Restaurants	7 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 49643
Restaurants per 10,000 residents	16.0 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year	-12.5% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year	+0.0% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year	-12.5% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file	+250.0% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 2028	6 (range 3–9) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, -0.2 per year, r² 0.39) · 80% range · confidence Low · momentum, not a guarantee
Projected population, 5 years ahead	Needs more ACS years on file
BMIE Market Score	51 / 100 MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score	65 / 100 MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score	56 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score	22 / 100 MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Trends

Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.

Restaurants by year, with trend and projection

ZIP Code Business Patterns, USPS ZIP 49643. Projection: linear trend v1, fitted 2013–2023, -0.2 restaurants per year, r² 0.39, confidence Low.

Growth index (first year on file = 100)

Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).

Mix of the food-service market

Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.

Population and restaurants per 10,000 residents

Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.

Restaurant growth vs. Michigan and U.S. averages

Averages are the mean growth across all ZCTAs with the figure (state n = 887, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 51 (High confidence)

Component	Value	Rank	Weight	Adds
Consumer Market Score	64.8	65	40%	+25.9
Restaurant Opportunity Score	56.1	56	35%	+19.6
Market Momentum Score	22.2	22	25%	+5.6

Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 65 (High confidence)

Component	Value	Rank	Weight	Adds
Population (ACS)	6,963	65	40%	+26.2
Median household income (ACS)	81,222	64	40%	+25.5
Households (ACS)	2,787	66	20%	+13.2

Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 56 (High confidence)

Component	Value	Rank	Weight	Adds
10-year restaurant growth	0	35	35%	+12.3
Restaurants per 10,000 residents (lower = more room)	10.1	72	25%	+18.0
Population (ACS)	6,963	65	20%	+13.1
Median household income (ACS)	81,222	64	20%	+12.7

Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 22 (High confidence)

Component	Value	Rank	Weight	Adds
5-year restaurant growth	-12.5	17	50%	+8.5
10-year restaurant growth	0	35	30%	+10.5
20-year restaurant growth	-12.5	16	20%	+3.2

Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (18)

By cuisine

American 6 · Coffee 3 · Pizza 3 · Burgers 2 · Dessert 2 · Ice cream / frozen desserts 2 · Italian 2 · Sandwiches 2 · Bakery 1 · Breakfast 1 · Mexican 1 · Southwestern / Tex-Mex 1 · Steakhouse 1

By type

Restaurant (service type not stated) 11 · Bar 4 · Café 3 · Casual dining 3 · Dessert 3 · Quick service 3 · Bakery 1 · Coffee shop 1 · Specialty food shop 1

Name	Type	Cuisine	Address	Status
A. Papano's Pizza A. Papano's Pizza Frankfort	Restaurant (service type not stated)	Pizza · Italian	9672 US Highway 31	open
Bradley's Pub & Grille	Casual dining · Bar	American	10586 US-31	open
Bud's	Café · Restaurant (service type not stated) · Coffee shop	Coffee	3061 J. Maddy Pkwy	open
Cicero's Pizza	Restaurant (service type not stated)	Pizza · Italian	2408 J. Maddy Pkwy	open
Dilbert's	Café · Restaurant (service type not stated)	Coffee · Breakfast	11303 US Highway 31	open
Hofbrau	Restaurant (service type not stated)		2784 j. maddy park way	open
Hofbrau Steak House & American Grille	Casual dining · Bar	Steakhouse · American	2784 M-137	open
Karlin Market & Deli	Specialty food shop · Quick service	Sandwiches	7413 Karlin Rd	open
Kate’s Sweet Shop & Mini Golf	Dessert	Ice cream / frozen desserts · Dessert	3028 J. Maddy Pkwy	open
Melody Freeze Cafe	Café · Dessert	Coffee · Ice cream / frozen desserts · American	4000 M-137	open
Mimi's Taqueria	Restaurant (service type not stated)	Mexican · Southwestern / Tex-Mex	2070 J. Maddy Pkwy	open
Papano's Pizza	Restaurant (service type not stated)	Pizza	2142 Old Grade Ave	open
Spangler Bar'n, Lake Ann, Mi	Bar · Restaurant (service type not stated)		3266 Lake Ann Rd	open
Subway Subway	Quick service · Restaurant (service type not stated)	Sandwiches	9672 US 31 South Suite 100	open
The Hammered Heifer	Restaurant (service type not stated)	Burgers · American	15273 Honor Hwy	open
The Karlin Inn	Casual dining · Restaurant (service type not stated) · Bar	American	7484 Karlin Rd	open
The Pumpkin and The Loaf	Bakery · Dessert	Bakery · Dessert	16721 Honor Hwy	open
Wendy's Wendy's	Quick service	Burgers · American	9556 US Highway 31 S	open

Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

Year	All food service	Restaurants	Full-service	Limited-service	Snack & beverage	Bars	Industry codes
1994	4	2	—	—	—	2	SIC1987
1995	4	2	—	—	—	2	SIC1987
1996	5	3	—	—	—	2	SIC1987
1997	10	10	—	—	—	—	SIC1987
1998	9	8	5	2	1	—	NAICS1997
1999	8	7	4	2	1	—	NAICS1997
2000	9	8	5	2	1	—	NAICS1997
2001	8	7	5	2	—	—	NAICS1997
2002	9	8	5	2	1	—	NAICS1997
2003	9	8	5	2	1	—	NAICS2002
2004	10	9	6	3	—	—	NAICS2002
2005	9	7	5	2	—	—	NAICS2002
2006	11	8	7	1	—	1	NAICS2002
2007	11	10	6	3	1	—	NAICS2002
2008	12	12	8	3	1	—	NAICS2007
2009	8	7	4	3	—	—	NAICS2007
2010	11	10	6	4	—	—	NAICS2007
2011	8	7	4	3	—	—	NAICS2007
2012	8	8	4	3	1	—	NAICS2012
2013	7	7	4	2	1	—	NAICS2012
2014	9	9	6	3	—	—	NAICS2012
2015	10	10	7	3	—	—	NAICS2012
2016	10	10	5	5	—	—	NAICS2012
2017	8	8	3	5	—	—	NAICS2017
2018	8	8	4	4	—	—	NAICS2017
2019	8	8	5	3	—	—	NAICS2017
2020	7	7	4	3	—	—	NAICS2017
2021	8	7	3	4	—	—	NAICS2017
2022	6	6	3	3	—	—	NAICS2022
2023	7	7	3	4	—	—	NAICS2022

U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 49643. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

None within 5 miles.