BMIE Market 56301
Stearns County, Minnesota · ZCTA boundaries as of 2020
Profile
| Population (current estimate) | 35,580 2020–2024 ACS 5-year estimate ±1,265 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05 |
|---|---|
| Households | 12,609 2020–2024 ACS 5-year estimate ±591 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Population, 2010 Census count | 32,434 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04 |
| Housing units | 12,235 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04 |
| Median household income | $73,142 2020–2024 ACS 5-year estimate ±5,142 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median age | 27.1 2020–2024 ACS 5-year estimate ±2 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median gross rent | $1,151 2020–2024 ACS 5-year estimate ±87 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median home value | $288,600 2020–2024 ACS 5-year estimate ±15,983 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Land area | 76.6 sq mi Census Gazetteer 2020 |
| Restaurants | 89 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 56301 |
| Restaurants per 10,000 residents | 22.8 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such |
| Restaurant growth, 5-year | -12.8% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, 10-year | +9.9% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, 20-year | +14.1% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, Longest on file | +17.1% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants |
| Projected restaurants, 2028 | 105 (range 92–118) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, +1.2 per year, r² 0.29) · 80% range · confidence Low · momentum, not a guarantee |
| Projected population, 5 years ahead | Needs more ACS years on file |
| BMIE Market Score | 57 / 100 MODELED · bmie_market_score v1 · confidence High · why? |
| Consumer Market Score | 76 / 100 MODELED · consumer_market_score v1 · confidence High · why? |
| Restaurant Opportunity Score | 54 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why? |
| Market Momentum Score | 33 / 100 MODELED · market_momentum_score v1 · confidence High · why? |
Map
Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.Trends
Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.
Restaurants by year, with trend and projection
ZIP Code Business Patterns, USPS ZIP 56301. Projection: linear trend v1, fitted 2013–2023, +1.2 restaurants per year, r² 0.29, confidence Low.Growth index (first year on file = 100)
Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).Mix of the food-service market
Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.Population and restaurants per 10,000 residents
Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.Restaurant growth vs. Minnesota and U.S. averages
Averages are the mean growth across all ZCTAs with the figure (state n = 715, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.Why these scores?
Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.
BMIE Market Score: 57 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| Consumer Market Score | 75.6 | 76 | 40% | +30.3 |
| Restaurant Opportunity Score | 54.3 | 54 | 35% | +19.0 |
| Market Momentum Score | 32.8 | 33 | 25% | +8.2 |
Consumer Market Score: 76 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| Population (ACS) | 35,580 | 92 | 40% | +36.8 |
| Median household income (ACS) | 73,142 | 52 | 40% | +20.8 |
| Households (ACS) | 12,609 | 90 | 20% | +18.0 |
Restaurant Opportunity Score: 54 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| 10-year restaurant growth | 9.9 | 54 | 35% | +18.8 |
| Restaurants per 10,000 residents (lower = more room) | 25.0 | 27 | 25% | +6.7 |
| Population (ACS) | 35,580 | 92 | 20% | +18.4 |
| Median household income (ACS) | 73,142 | 52 | 20% | +10.4 |
Market Momentum Score: 33 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| 5-year restaurant growth | -12.8 | 17 | 50% | +8.4 |
| 10-year restaurant growth | 9.9 | 54 | 30% | +16.1 |
| 20-year restaurant growth | 14.1 | 42 | 20% | +8.4 |
A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.
Restaurants on file (199)
By cuisine
American 33 · Pizza 23 · Coffee 22 · Sandwiches 22 · Bakery 14 · Asian 11 · Mexican 11 · Dessert 8 · Southwestern / Tex-Mex 8 · Burgers 7 · Chinese 6 · Italian 6 · BBQ 5 · Chicken / wings 5 · Ice cream / frozen desserts 5 · Mediterranean 5 · Breakfast 4 · Indian 3 · Juice / smoothies 3 · Seafood 3 · British / Irish pub food 2 · European 2 · Greek 2 · Healthy / salads / bowls 2 · Japanese 2 · Middle Eastern 2 · Noodles / ramen / pho 2 · Steakhouse 2 · Tea / bubble tea 2 · African 1 · Cajun, Creole, Southern 1 · Caribbean 1 · Latin American (other) 1 · Sushi 1 · Vegetarian 1 · Vietnamese 1
By type
Restaurant (service type not stated) 120 · Quick service 45 · Bar 30 · Coffee shop 21 · Casual dining 20 · Café 16 · Bakery 15 · Dessert 10 · Juice, smoothie, tea 5 · Other 5 · Specialty food shop 4 · Brewery / taproom 3 · Food truck 3 · Buffet 2 · Fast casual 2 · Delivery-focused 1
| Name | Type | Cuisine | Address | Status |
|---|---|---|---|---|
| 5th Avenue Grille | Bar · Restaurant (service type not stated) | 404 W Saint Germain St | open | |
| 7 Brew Coffee | Coffee shop | Coffee | 4149 Division St | open |
| 7 West TapHouse 7 West TapHouse Superior | Bar | 28 5th Ave S | open | |
| All Surface Pressure Washing Inc | Restaurant (service type not stated) | 56 33rd Ave S | open | |
| Applebee's Applebee's Grill & Bar | Casual dining · Restaurant (service type not stated) · Bar | American | 4190 West Division Street | open |
| Arby's Arby's | Quick service | Sandwiches · American | 3275 First St S | open |
| Artisan Naan Bakery | Bakery | Bakery | 1507 1st St S | open |
| Auntie Anne's Auntie Anne's | Quick service · Bakery | Bakery | 3001 White Bear Ave | open |
| Axle Grill | Food truck · Restaurant (service type not stated) · Quick service | BBQ | 4101 W Division St Ste A109 | open |
| Axle Grill, At the Mall | Food truck · Restaurant (service type not stated) · Quick service | BBQ | 4101 W Division St Ste A109 | open |
| Backwards Bread Company | Bakery | Bakery | 3360 Southway Dr | open |
| Barbara Jean's Embers America | Restaurant (service type not stated) | American | 3240 W Division St | open |
| Beaver Island Brewing Company | Brewery / taproom · Bar | 216 6th Ave S | open | |
| Betty's Shrimp Bucket and Grill | Restaurant (service type not stated) | Seafood · British / Irish pub food | 3213 Co Rd 115 | open |
| Big Apple Bagels | Restaurant (service type not stated) | Breakfast | 701 W Saint Germain St | open |
| Blackstone Grill & Bar | Restaurant (service type not stated) | 4101 W Division St | open | |
| Blue Goose Speakeasy | Bar · Casual dining | 22 5th Ave S | open | |
| Blue Line Sports Bar and Grill Blue Line Sports Bar and Grill | Bar · Casual dining | 1004 Sunridge Dr | open | |
| BluTaco BluTaco | Restaurant (service type not stated) | Pizza · Mexican · Southwestern / Tex-Mex | 1030 33rd St S | open |
| BluTaco | Restaurant (service type not stated) | Mexican | 1030 33rd St S | open |
| Bo Diddley's Deli Bo Diddley's in the Cities | Specialty food shop · Quick service | Sandwiches · American | 129 25th Ave S | open |
| Boil Seafood Restaurant | Restaurant (service type not stated) · Casual dining | Seafood · American | 801 W St Germain St | open |
| Bonanza Steakhouse Bonanza Steakhouse | Restaurant (service type not stated) | 3440 W. Division St. | open | |
| Botor Village Cafe & Bakery | Restaurant (service type not stated) | Mediterranean | 711 W Saint Germain St | open |
| Boulder Tap House Boulder Tap House - Mankato | Bar · Casual dining | 3950 2nd St S | open | |
| Bravo Burrito | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 68 33rd Ave S | open |
| Brick & Bourbon | Bar | 119 5th Ave S | open | |
| Brigitte's Cafe | Restaurant (service type not stated) | American · Breakfast | 42 32nd Ave S | open |
| Brito's Burrito Brito's Burrito | Restaurant (service type not stated) | Southwestern / Tex-Mex · Mexican · Latin American (other) | 515 W St Germain St | open |
| Burger King Burger King | Quick service | Burgers · American | 3310 W Division St | open |
| Campus Kabob | Restaurant (service type not stated) | Middle Eastern | 1100 4th Ave S | open |
| Capital One Caf | Coffee shop | Coffee | 30 7th Ave S | open |
| Caribou Coffee Einstein Bros. Bagels | Bakery · Restaurant (service type not stated) · Coffee shop · Café | Bakery · Coffee · Breakfast | 720 4th Ave S, Atwood Memorial Center | open |
| Caribou Coffee | Coffee shop | Coffee | 4101 W Division St | open |
| Caribou Coffee | Coffee shop | Coffee | Atwood Memorial Center | open |
| Caribou Coffee Caribou Coffee | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 2510 W Division St | open |
| Caribou Coffee Caribou Coffee | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 2423 W Division St | open |
| Casey's | Restaurant (service type not stated) | Pizza | 6515 County Rd 136 | open |
| Central Grind Coffeehouse | Café · Coffee shop | Coffee · Sandwiches | 24086 MN-15 | open |
| Charis Management Inc | Restaurant (service type not stated) | 2815 W Division St Ste 107 | open | |
| CherryBerry Self-Serve Yogurt Bar | Dessert | Dessert · Ice cream / frozen desserts | 3701 W Division St | open |
| Chick-fil-A Chick-fil-A | Quick service · Restaurant (service type not stated) | Chicken / wings | 720 4th Ave S | open |
| Chick-fil-A Chick-fil-A | Quick service | Chicken / wings · American | 4185 W Division St | open |
| Chinese Phoenix Express | Restaurant (service type not stated) | Asian | 4143 W Division St | open |
| Chipotle Mexican Grill Chipotle Mexican Grill | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 211 5th Ave S Ste 100 | open |
| Chipotle Mexican Grill Chipotle Mexican Grill | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 3959 2nd St S Ste 205 | open |
| Ciatti's Ristorante | Restaurant (service type not stated) | Italian | 2635 W Division St | open |
| Cold Spring Brewing Co. 6401 8th Ave. | Brewery / taproom · Bar | 6401 8th Ave S | open | |
| Cold Stone Creamery Cold Stone Creamery | Dessert | Ice cream / frozen desserts · Dessert | 3959 2nd St S Ste 305 | open |
| Cowboy Jacks | Restaurant (service type not stated) | American | 506 W Saint Germain St | open |
| Crumbl - St. Cloud | Dessert · Restaurant (service type not stated) · Bakery | Dessert · Bakery | 3959 2nd St Ste 204 | open |
| D & K Express | Restaurant (service type not stated) | Chinese | 3616 W Division St | open |
| D.B. Searle's Third Floor Restaurant | Restaurant (service type not stated) | American | 18 5th Ave S | open |
| Dairy Queen | Dessert | Ice cream / frozen desserts | 4101 W Division St Spc B | open |
| Dairy Queen Dairy Queen | Dessert · Quick service | Ice cream / frozen desserts · Dessert | 24 25th Ave S 24 25th Ave S | open |
| Davids coffe shop | Coffee shop · Café | Coffee | 347 4th Ave S | open |
| Deluxe Subs, Inc | Restaurant (service type not stated) | 2820 W Division St | open | |
| Dhaba 94, American Diner | Casual dining | Indian · American | 4325 Clearwater Rd | open |
| District Coffee | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 3035 Roosevelt Rd | open |
| Dolsie's Lunch Box Grille | Restaurant (service type not stated) · Casual dining | American | 810 W St Germain St | open |
| Domino's Domino's Pizza | Delivery-focused · Quick service | Pizza | 616 2nd Street S | open |
| Dong Khanh Restaurant | Chinese | Restaurant (service type not stated) | Chinese · Vietnamese · Asian | 266 33rd Ave S | open |
| Duck's Sports Bar & Grill | Bar · Casual dining | 3606 W Division St | open | |
| Dunkin' Dunkin' | Bakery · Juice, smoothie, tea · Dessert · Coffee shop | Dessert · Juice / smoothies · Coffee | 3317 Division Street | open |
| Dunn Brothers Coffee Caribou Coffee | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 900 Cooper Ave S | open |
| Erbert & Gerbert's Erbert & Gerbert's | Restaurant (service type not stated) · Quick service | Sandwiches | 4170 West Division Street | open |
| Erbert And Gerberts | Other | Sandwiches | 516 W Saint Germain St | open |
| Extreme Pita | Restaurant (service type not stated) | Mediterranean | 4101 West Division St Suite FC005 | open |
| Farka Cafe | Restaurant (service type not stated) | 1001 9th Ave S Ste B | open | |
| Firehouse Subs Firehouse Subs | Quick service · Restaurant (service type not stated) | Sandwiches | 335 5th Avenue South Suite 160 | open |
| Five Guys Five Guys | Quick service | Burgers · American | 4144 2nd St S | open |
| Food Ecstasy Inc | Restaurant (service type not stated) | 619 W Saint Germain St Ste 8 | open | |
| Fountain Of Juice | Juice, smoothie, tea · Food truck | Juice / smoothies · Vegetarian | 4101 W Division St | open |
| Freddy's Frozen Custard & Steakburgers Freddy's Frozen Custard & Steakburgers | Quick service | Burgers · American | 4100 W Division St., Ste 400 | open |
| Gangbangers HQ | Bar · Quick service · Casual dining | 515 14th St S | open | |
| Gary's Pizza Gary's Pizza | Restaurant (service type not stated) | Pizza · Italian | 115 25th Ave S | open |
| Gilbertos | Restaurant (service type not stated) | Mexican | 125 5th Ave S | open |
| Giliberto's Mexican Taco Shop Gilibertos No. 4 | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 2301 W Division St #100 | open |
| Godfather's Pizza Express | Restaurant (service type not stated) | Pizza | 4255 Roosevelt Rd | open |
| Granite City Food & Brewery Granite City Food & Brewery | Restaurant (service type not stated) · Brewery / taproom · Casual dining · Bar | BBQ | 3945 2nd St S | open |
| Granite City Investment Corp | Restaurant (service type not stated) | 4101 W Division St Ste 3 | open | |
| Great Dragon Buffet | Buffet | Chinese · Asian | 208 6th Ave S | open |
| Great Teriyaki | Restaurant (service type not stated) | Japanese · Asian | 4101 W Division St | open |
| Greek Cravings | Restaurant (service type not stated) | Greek · Mediterranean · European | 26 5th Ave S | open |
| Green Mill Restaurant and Bar Green Mill | Bar · Casual dining | American | 100 4th Ave S | open |
| Ground Round | Restaurant (service type not stated) | American | 2621 W Division St | open |
| Gyro Hub | Restaurant (service type not stated) | Mediterranean · Greek · European | 3535 W St Germain St | open |
| Hajime Asian Bistro | Restaurant (service type not stated) | Japanese · Sushi · Asian | 4170 W Division St | open |
| Happy Thyme Marketplace and Restaurant | Restaurant (service type not stated) | Asian | 3320 W Division St | open |
| Hardee’s | Quick service · Restaurant (service type not stated) | 8708 Crossing Dr | open | |
| Hayloft Bar And Grill | Casual dining · Bar | American · Burgers | 22779 MN-15 | open |
| Hooters Hooters | Restaurant (service type not stated) · Bar | American | 3240 W Division St | open |
| House of Pizza | Restaurant (service type not stated) | Pizza | 19 5th Ave S | open |
| House Of Pizza | Restaurant (service type not stated) | Pizza · Italian | 4040 2nd St S | open |
| HuHot Mongolian Grill HuHot Mongolian Grill | Buffet · Restaurant (service type not stated) | Asian | 3701 W Division St | open |
| Hunt Brothers Pizza | Restaurant (service type not stated) | Pizza | 24876 County Rd 7 | open |
| Insomnia Cookies Insomnia Cookies | Bakery · Restaurant (service type not stated) · Dessert | Bakery · Dessert | 305 5th Ave S Ste 105 | open |
| Jersey Mike's Jersey Mike's Subs | Specialty food shop · Quick service | Sandwiches · American | 3959 2nd Street S | open |
| Jet's Pizza Jet's Pizza | Restaurant (service type not stated) | Pizza · Italian | 19 7th Ave S | open |
| Jimmy John's Jimmy John's | Quick service · Specialty food shop | Sandwiches | 14 5th Ave S | open |
| Jimmy John's | Restaurant (service type not stated) | Sandwiches | 3503 W Division St | open |
| Jimmy's Pizza | Restaurant (service type not stated) | Pizza | 1222 33rd St S | open |
| Jimmy's Pizza | Restaurant (service type not stated) | Pizza | 1740 W Saint Germain St | open |
| Jules' Bistro | Restaurant (service type not stated) · Coffee shop · Bar | Coffee | 921 W St Germain St | open |
| Kalsan Cuisine | Restaurant (service type not stated) · Casual dining | African · American | 3333 W Division St #127B | open |
| Kam International, Inc | Restaurant (service type not stated) | 2812 W Division St | open | |
| Kays Midtown Cafe Inc | Restaurant (service type not stated) | 3333 W Division St Ste 12713 | open | |
| Kohinoor Bar & Grill | Casual dining · Restaurant (service type not stated) · Bar | Indian | 17 7th Ave S | open |
| Leeann Chin Leeann Chin | Quick service | Chinese · Asian | 3959 2nd St S | open |
| Legends Bar & Grill - St. Cloud Legends Bar & Grill | Casual dining · Bar · Restaurant (service type not stated) | BBQ · Pizza | 75 37th Ave S | open |
| Little Caesars Pizza Little Caesars | Quick service · Restaurant (service type not stated) | Pizza | 2021 W Division St | open |
| Los Caribeños | Restaurant (service type not stated) | Caribbean | 3601 2nd St S | open |
| Maid-Rite | Restaurant (service type not stated) | Sandwiches | 3267 Roosevelt Rd | open |
| MC's Dugout Bar And Grill | Casual dining · Bar | 501 W St Germain St | open | |
| McDonald's McDonald's | Quick service · Restaurant (service type not stated) | Burgers | 4311 Clearwater Rd | open |
| McDonald's McDonald's | Quick service | Burgers · American | 2120 W Division St | open |
| Mexican Village Downtown | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 509 W St Germain St | open |
| Meyer Resort and Martini Bar | Bar | 1234 Pleasant Road | open | |
| Midtown Bar and Grill | Casual dining · Bar | 3333 W Division St #120 | open | |
| Milio's Sandwiches | Other | Sandwiches | 26 5th Ave S | open |
| Momo's Hut | Restaurant (service type not stated) | 462 4th Ave S | open | |
| Mrs. B’s Kitchen | Bakery | Bakery | 5894 County Road 136 | open |
| New York Gyro University South | Greek New York Gyro | Quick service | Mediterranean · Middle Eastern | 850 University Dr S | open |
| Noodles & Company Noodles & Company | Restaurant (service type not stated) · Fast casual | Noodles / ramen / pho · Healthy / salads / bowls | 211 5th Ave S | open |
| Noodles & Company Noodles & Company | Restaurant (service type not stated) | Noodles / ramen / pho · American | 4011 W Division St | open |
| Northwoods Candy Emporium Northwoods Candy Emporium at Crossroads Center | Dessert | Dessert | 4101 W Division St | open |
| Old Chicago | Restaurant (service type not stated) | Pizza | 4040 2nd St S | open |
| Olde Brick House Olde Brick House-Saint Cloud | Bar | British / Irish pub food | 102 6th Ave S | open |
| Pacific Wok | Restaurant (service type not stated) | Asian | 616 2nd Street North | open |
| Panda Express Panda Express México | Quick service | Chinese · Asian | 4011 W. Division St, Suite 2 | open |
| Panera Bread Panera Bread | Bakery · Fast casual | Bakery · Sandwiches · Healthy / salads / bowls | 2801 W Division Street | open |
| Papa John's Pizza Papa John's Pizza | Quick service · Restaurant (service type not stated) | Pizza | 2423 W Division St | open |
| Papa Murphy's | Quick service · Restaurant (service type not stated) | Pizza | 25 14th Avenue South | open |
| Peet's Coffee & Tea | Coffee shop | Coffee | 30 7th Ave S | open |
| PepperJax Grill | Quick service | 3219 W Division St | open | |
| Perkins at 30 Park Ave St. Cloud, MN Perkins | Restaurant (service type not stated) | American | 30 Park Ave | open |
| Perkins Restaurant & Bakery | Restaurant (service type not stated) | American · Breakfast | 118 6th Ave S | open |
| Perkins Restaurant and Bakery Perkins American Food Co. | Bakery · Restaurant (service type not stated) | American · Bakery | 30 Park Ave S | open |
| Pizza Depot | Restaurant (service type not stated) | 2848 2nd St S Ste Cloud | open | |
| Pizza Hut Pizza Hut | Quick service · Restaurant (service type not stated) | Pizza | 305 5th Ave S #190 Suite 190 | open |
| Pizza Hut | Restaurant (service type not stated) | Pizza | 4185 W Division St | open |
| Pizza Takeout & Delivery Papa Murphy's | Quick service | open | ||
| Polito's Pizza | Restaurant (service type not stated) | Pizza | 515 W Saint Germain St | open |
| Popeyes Popeyes Louisiana Kitchen | Quick service | Chicken / wings · Cajun, Creole, Southern | 2304 Division St | open |
| Pretzelmaker | Other · Dessert · Quick service | Dessert | 4101 W Division St | open |
| Qdoba Mexican Grill Qdoba | Quick service · Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 4110 Division St St. Cloud | open |
| Quarks American Bento | Restaurant (service type not stated) | American | 125 5th Ave S | open |
| Raising Cane's Raising Cane's Chicken Fingers | Quick service | Chicken / wings · American | 2635 Division Street | open |
| Red Lobster Red Lobster | Restaurant (service type not stated) | Seafood · American | 2920 W Division St | open |
| Red Robin Gourmet Burgers And Brews | Restaurant (service type not stated) | 3945 W Division St | open | |
| RJ's American Grill | Casual dining · Restaurant (service type not stated) · Bar | American | 4221 Clearwater Rd | open |
| Rjs Llc | Restaurant (service type not stated) | 4221 Clearwater Rd Ste 101 | open | |
| Saint Cloud State University Erbert & Gerbert's | Quick service | Sandwiches | 651 1st Ave. S. | open |
| Saint Cloud West Erbert & Gerbert's | Quick service | Sandwiches | 4170 Division St. | open |
| Sbarro Sbarro | Quick service | Pizza · Italian | 4101 W Division St | open |
| Scooter's Coffee Scooter's Coffee | Coffee shop · Café · Bakery | Coffee · Bakery | 3203 Division St | open |
| Shaka Shack Hawaiian Ice | Dessert · Restaurant (service type not stated) | Ice cream / frozen desserts | 4130 W Division St | open |
| Shooters Saloon And Eatery | Casual dining · Bar | American · Burgers | 2223 Roosevelt Rd | open |
| Slim Chickens | Restaurant (service type not stated) | Chicken / wings | 4181 2nd St S | open |
| Spice of Life Tea Shop | Juice, smoothie, tea · Coffee shop · Café | Tea / bubble tea · Coffee | 820 W St Germain St | open |
| St Cloud Family Restaurant | Restaurant (service type not stated) | 3333 W Division St | open | |
| St. Cloud Noodles & Company | Restaurant (service type not stated) | 4011 W Division St | open | |
| St. Cloud State Noodles & Company | Restaurant (service type not stated) | 211 5th Avenue S | open | |
| Star of India | Restaurant (service type not stated) | Indian · Asian | 2812 W Division St | open |
| Starbucks Starbucks | Coffee shop · Café · Bakery | Coffee · Bakery | 502 2nd Street South | open |
| Starbucks Starbucks Middle East | Coffee shop · Quick service · Café | Coffee | 720 4th Ave S | open |
| Starbucks Starbucks | Coffee shop · Café · Bakery | Coffee · Bakery | 4201 W Division St | open |
| Starbucks Coffee Company Starbucks | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 2860 West Division Street | open |
| Stihl Wolf | Bar | 515 W St Germain St | open | |
| SUBWAY | Other | Sandwiches | 24086 Minnesota 15 | open |
| Subway Subway | Quick service · Restaurant (service type not stated) | Sandwiches | 838 St Germain St E | open |
| Subway Subway | Restaurant (service type not stated) · Quick service | Sandwiches | 3601 2nd St S | open |
| Subway Subway | Quick service · Restaurant (service type not stated) | Sandwiches | 4221 Clearwater Rd Ste 114 | open |
| Subway Subway | Quick service · Restaurant (service type not stated) | Sandwiches | 2820 West Division Street | open |
| SUBWAY | Other | Sandwiches | 1000 9th Ave S | open |
| Taco Bell Taco Bell | Quick service | Mexican | 3311 2nd St S | open |
| Taste of China | Restaurant (service type not stated) | Chinese | 711 W Saint Germain St | open |
| Texas Roadhouse Texas Roadhouse | Restaurant (service type not stated) | American · Steakhouse | 400 2nd St S | open |
| The iPod Guy | Café | 900 W Saint Germain St | open | |
| The Peteron’s Porch LLC | Bakery · Quick service · Specialty food shop | Bakery · Sandwiches | 4963 Co Hwy 6 | open |
| The Pickled Loon | Casual dining · Bar | 715 W St Germain St | open | |
| The Press Bar and Parlor | Bar | 502 W Saint Germain St | open | |
| The Waters Edge On Pleasant Lake | Restaurant (service type not stated) · Bar | American | 25958 Lake Rd | open |
| The White Horse Restaurant and Bar | Restaurant (service type not stated) · Bar | 809 W St Germain St | open | |
| Timber Lodge Steakhouse | Restaurant (service type not stated) | Steakhouse | 3950 2nd St S | open |
| Toppers Pizza Toppers Pizza | Quick service · Restaurant (service type not stated) | Pizza | 202 6th Ave S | open |
| Trimarkusa | Bar · Restaurant (service type not stated) | 1203 33rd St S | open | |
| True’s Pizza | Restaurant (service type not stated) | Pizza · Sandwiches | 2815 W Division St | open |
| Up in Smoke BBQ | Restaurant (service type not stated) | BBQ · American | 2848 2nd St S Ste 105 | open |
| Vivi Bubble Tea | Juice, smoothie, tea · Restaurant (service type not stated) | Tea / bubble tea | 305 5th Ave S | open |
| W Division St & 32nd Ave N Scooter's Coffee | Coffee shop · Café | Coffee | 3203 Division St | open |
| Waite Fusion | Juice, smoothie, tea | Juice / smoothies | 30 16th Ave S | open |
| Waldo's Pizza Waldo’s | Restaurant (service type not stated) | Pizza · Italian | 823 W St Germain St | open |
| Walmart Bakery | Bakery | Bakery | 3601 2nd St S | open |
| Weaver Holdings Inc | Restaurant (service type not stated) | 3333 W Division St Ste 120 | open | |
| Wendy's | Quick service · Restaurant (service type not stated) | 1720 W Saint Germain St | open | |
| Wow Café | Café | Coffee | 720 4th Ave S | open |
| Landmark Tavern Inc | Bar | 801 W Saint Germain St | closed | |
| Sawatdee Thai Restaurant | Restaurant (service type not stated) | Thai · Filipino · Asian | 800 W Saint Germain St | closed |
Restaurant establishments over time
| Year | All food service | Restaurants | Full-service | Limited-service | Snack & beverage | Bars | Industry codes |
|---|---|---|---|---|---|---|---|
| 1994 | 90 | 76 | — | — | — | 14 | SIC1987 |
| 1995 | 82 | 71 | — | — | — | 11 | SIC1987 |
| 1996 | 80 | 68 | — | — | — | 12 | SIC1987 |
| 1997 | 91 | 79 | — | — | — | 12 | SIC1987 |
| 1998 | 91 | 75 | 32 | 33 | 8 | 11 | NAICS1997 |
| 1999 | 86 | 73 | 30 | 36 | 7 | 10 | NAICS1997 |
| 2000 | 84 | 70 | 28 | 34 | 8 | 9 | NAICS1997 |
| 2001 | 81 | 66 | 31 | 26 | 9 | 10 | NAICS1997 |
| 2002 | 86 | 71 | 33 | 27 | 11 | 10 | NAICS1997 |
| 2003 | 94 | 78 | 30 | 35 | 11 | 11 | NAICS2002 |
| 2004 | 101 | 83 | 31 | 38 | 12 | 12 | NAICS2002 |
| 2005 | 99 | 80 | 29 | 38 | 11 | 13 | NAICS2002 |
| 2006 | 102 | 83 | 30 | 38 | 12 | 12 | NAICS2002 |
| 2007 | 101 | 82 | 33 | 38 | 9 | 13 | NAICS2002 |
| 2008 | 112 | 81 | 31 | 38 | 10 | 13 | NAICS2007 |
| 2009 | 111 | 81 | 32 | 36 | 11 | 12 | NAICS2007 |
| 2010 | 104 | 74 | 28 | 32 | 12 | 13 | NAICS2007 |
| 2011 | 97 | 78 | 31 | 33 | 12 | 12 | NAICS2007 |
| 2012 | 103 | 84 | 33 | 35 | 14 | 8 | NAICS2012 |
| 2013 | 103 | 81 | 30 | 35 | 13 | 9 | NAICS2012 |
| 2014 | 112 | 83 | 34 | 32 | 15 | 8 | NAICS2012 |
| 2015 | 106 | 88 | 36 | 36 | 14 | 8 | NAICS2012 |
| 2016 | 107 | 89 | 36 | 37 | 14 | 9 | NAICS2012 |
| 2017 | 123 | 100 | 42 | 42 | 15 | 6 | NAICS2017 |
| 2018 | 125 | 102 | 38 | 45 | 16 | 7 | NAICS2017 |
| 2019 | 125 | 100 | 37 | 47 | 13 | 6 | NAICS2017 |
| 2020 | 118 | 94 | 37 | 42 | 12 | 6 | NAICS2017 |
| 2021 | 126 | 100 | 34 | 50 | 13 | 6 | NAICS2017 |
| 2022 | 119 | 94 | 32 | 46 | 13 | 7 | NAICS2022 |
| 2023 | 114 | 89 | 28 | 45 | 14 | 8 | NAICS2022 |