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BMIE Market 10520

Westchester County, New York · ZCTA boundaries as of 2020

Profile

Population (current estimate)12,368
2020–2024 ACS 5-year estimate ±474 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households5,058
2020–2024 ACS 5-year estimate ±263 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count12,810
2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units5,540
2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income$142,791
2020–2024 ACS 5-year estimate ±23,041 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age48.7
2020–2024 ACS 5-year estimate ±3 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent$2,002
2020–2024 ACS 5-year estimate ±146 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value$702,200
2020–2024 ACS 5-year estimate ±35,012 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area14.4 sq mi
Census Gazetteer 2020
Restaurants40
2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 10520
Restaurants per 10,000 residents25.0
DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year+5.3%
DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year+17.7%
DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year+73.9%
DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file+110.5%
DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 202843 (range 40–47)
FORECAST · linear trend v1 fitted to 2013–2023 (11 points, +0.7 per year, r² 0.66) · 80% range · confidence Medium · momentum, not a guarantee
Projected population, 5 years aheadNeeds more ACS years on file
BMIE Market Score70 / 100
MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score82 / 100
MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score60 / 100
MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score64 / 100
MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 70 (High confidence)

ComponentValueRankWeightAdds
Consumer Market Score82.58240%+33.0
Restaurant Opportunity Score59.76035%+20.9
Market Momentum Score64.36425%+16.1
Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 82 (High confidence)

ComponentValueRankWeightAdds
Population (ACS)12,3687440%+29.5
Median household income (ACS)142,7919540%+38.1
Households (ACS)5,0587420%+14.9
Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 60 (High confidence)

ComponentValueRankWeightAdds
10-year restaurant growth17.76135%+21.4
Restaurants per 10,000 residents (lower = more room)32.31825%+4.5
Population (ACS)12,3687420%+14.8
Median household income (ACS)142,7919520%+19.0
Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 64 (High confidence)

ComponentValueRankWeightAdds
5-year restaurant growth5.36250%+30.8
10-year restaurant growth17.76130%+18.3
20-year restaurant growth73.97520%+15.1
Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (65)

By cuisine

Italian 10 · Bakery 8 · Dessert 8 · Sandwiches 8 · Coffee 7 · American 6 · Asian 5 · Pizza 4 · Chinese 3 · Ice cream / frozen desserts 3 · Latin American (other) 3 · BBQ 2 · European 2 · Japanese 2 · Juice / smoothies 2 · Mexican 2 · Breakfast 1 · Burgers 1 · French 1 · Greek 1 · Healthy / salads / bowls 1 · Indian 1 · Mediterranean 1 · Southwestern / Tex-Mex 1 · Spanish / tapas 1 · Thai 1 · Vegetarian 1

By type

Restaurant (service type not stated) 43 · Bakery 10 · Quick service 10 · Bar 9 · Dessert 8 · Specialty food shop 8 · Coffee shop 6 · Casual dining 5 · Café 2 · Juice, smoothie, tea 2 · Catering 1 · Other 1

NameTypeCuisineAddressStatus
105 Twenty Bar & GrillCasual dining · Restaurant (service type not stated) · BarAmerican120 Grand Stopen
140 GrandRestaurant (service type not stated)140 Grand Stopen
3rd Universe Consulting LtdRestaurant (service type not stated)35 N Riverside Aveopen
A Girl Grows In BrooklynRestaurant (service type not stated)Burgers420 S Riverside Aveopen
A&S Fine FoodsRestaurant (service type not stated)Italian447 Albany Post Rdopen
Ada Restaurant Corp Of WestchesterRestaurant (service type not stated)2025 Albany Post Rdopen
Asagao SushiRestaurant (service type not stated)Japanese8 Maple Stopen
Baked by SusanBakeryBakery379 S Riverside Aveopen
Black Rock Kitchen IncRestaurant (service type not stated)171 Grand Stopen
CapriccioRestaurant (service type not stated)Italian · Pizza337 S Riverside Aveopen
Capriccio PizzaRestaurant (service type not stated)4 Maple Stopen
Carvel Carvel Ice CreamDessert · BakeryIce cream / frozen desserts · Dessert · Bakery24 Old Albany Post Rdopen
Croton Commons Fine Foods, Llc Dba A &amp S Fine FoodsRestaurant (service type not stated)171 S Riverside Aveopen
Croton Creamery Ice Cream ShoppeBakery · Restaurant (service type not stated) · Quick service · Specialty food shop · DessertIce cream / frozen desserts · Dessert · Bakery · Sandwiches171 S Riverside Aveopen
Croton GrilleCasual dining · Restaurant (service type not stated) · BarAmerican140 Grand Stopen
Croton Mini DeliSpecialty food shop · Quick service · CateringSandwiches10 Maple Stopen
Croton TapsmithBarSpanish / tapas129 Grand Stopen
Dong Happy GardenRestaurant (service type not stated)Chinese · Asian440 S Riverside Aveopen
Dunkin' Dunkin'Bakery · Quick service · Dessert · Coffee shopDessert · Coffee2030 Albany Post Rdopen
Dunkin' Dunkin'Bakery · Juice, smoothie, tea · Dessert · Coffee shopDessert · Juice / smoothies · Coffee22 Maple Stopen
EATaliaRestaurant (service type not stated)Italian385 S Riverside Aveopen
Fino RestaurantRestaurant (service type not stated)Italian · European1 Baltic Plopen
Franco Martini Bar & RestaurantBar · Restaurant (service type not stated)Italian2025 Albany Post Rdopen
Franki's Sandwich and GrillSpecialty food shop · Quick serviceSandwiches · American7 Old Post Rd Sopen
Fratellis CrotonRestaurant (service type not stated) · BarItalian8 Old Post Rd Sopen
Gerard's Pizza and PastaRestaurant (service type not stated)Pizza · Italian24 Old Albany Post Rdopen
Grandstand IncBar197 Grand Stopen
Grouchy GabesCoffee shopCoffee8 Old Post Rd Sopen
Happy Hearts Take Two IncRestaurant (service type not stated)365 S Riverside Aveopen
Harmon DeliSpecialty food shop · Restaurant (service type not stated) · Quick serviceSandwiches358 S Riverside Aveopen
Holy SmokeRestaurant (service type not stated)BBQ2016 Albany Post Rdopen
Hudson River Deli and MarketSpecialty food shop · Quick serviceSandwiches186 Grand Stopen
Hunan WokRestaurant (service type not stated)Chinese · Asian125 Grand Stopen
Justin Thyme CafeBar171 Grand Stopen
La Catrina Of WestchesterRestaurant (service type not stated)171 Grand Stopen
Little Star PastryBakery · DessertBakery · Dessert4 Maple Stopen
Memphis Mae'sRestaurant (service type not stated)BBQ173 S Riverside Aveopen
Mex to GoRestaurant (service type not stated)Mexican · Southwestern / Tex-Mex · Latin American (other)345 S Riverside Aveopen
Nella's Nutri-BarJuice, smoothie, teaHealthy / salads / bowls · Vegetarian · Juice / smoothies2 Maple Stopen
Nine DragonsRestaurant (service type not stated)Thai · Chinese · Asian12 Maple Stopen
Ocean House Oyster Bar & GrillRestaurant (service type not stated)49 N Riverside Aveopen
Peet's Coffee and TeaCoffee shopCoffee490 S Riverside Ave # 202open
Pete's Colonial Restaurant IncRestaurant (service type not stated) · Casual diningAmerican221 S Riverside Aveopen
Piato Greek KitchenRestaurant (service type not stated)Greek · Mediterranean · European173 S Riverside Aveopen
PortofinoRestaurant (service type not stated)Pizza2025 Albany Post Rdopen
Post And Rail Management CompanyRestaurant (service type not stated)75 S Riverside Aveopen
Pronto Pizzeria and RestaurantRestaurant (service type not stated)Italian · Pizza440 S Riverside Aveopen
Raga Indian CuisineRestaurant (service type not stated)Indian · Asian44 Maple Stopen
Samurai Sushi & HibachiRestaurant (service type not stated)Japanese352 S Riverside Aveopen
Sweet FrancescaBakery · DessertBakery · Dessert4 Croton Point Aveopen
Taconic OperaQuick service · Restaurant (service type not stated)2006 Albany Post Rdopen
TagineRestaurant (service type not stated)French120 Grand Stopen
The Black Cow Coffee CompanyCoffee shop · Restaurant (service type not stated) · CaféCoffee4 Old Post Rd Sopen
The Blue PigDessertIce cream / frozen desserts · Dessert121 Maple Stopen
The DessertistDessert · BakeryDessert · Bakery4 Croton Point Aveopen
The Green GrowlerBar4 Croton Point Aveopen
The Hudson OvenBakery · CaféBakery · Coffee · American385 S Riverside Aveopen
The Mexican DeliSpecialty food shop · Quick serviceMexican · Sandwiches · Latin American (other)191 Grand Stopen
The Tavern at Croton LandingCasual dining · Bar41 N Riverside Aveopen
Umami CafeRestaurant (service type not stated)Asian325 S Riverside Aveopen
Villa D'oro Italian Deli & BakerySpecialty food shop · Quick service · BakerySandwiches · Italian · Bakery24 Old Albany Post Rdopen
WineDineGuideRestaurant (service type not stated) · Other25 Scenic Dropen
Winfield Street CoffeeCoffee shop · Restaurant (service type not stated)Coffee · Breakfast4 Veterans Plaza, 2nd Flooropen
Yuka's Latin FusionRestaurant (service type not stated) · Casual diningLatin American (other) · American2011 Albany Post Rdopen
Zio's Italian DeliSpecialty food shop · Restaurant (service type not stated) · Quick serviceItalian · Sandwiches2040 Albany Post Rdopen
Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

YearAll food serviceRestaurantsFull-serviceLimited-serviceSnack & beverageBarsIndustry codes
199421192SIC1987
199520191SIC1987
199621192SIC1987
199720191SIC1987
1998221811521NAICS1997
1999231913422NAICS1997
2000262114522NAICS1997
2001252113622NAICS1997
2002252312831NAICS1997
2003262315711NAICS2002
2004252213812NAICS2002
2005242215611NAICS2002
2006252415721NAICS2002
2007252314721NAICS2002
2008282613941NAICS2007
20092827121051NAICS2007
2010343217961NAICS2007
2011282714851NAICS2007
2012323016951NAICS2012
20133534161261NAICS2012
20143231161051NAICS2012
20153634171251NAICS2012
20164036181262NAICS2012
2017383618117NAICS2017
2018413819127NAICS2017
20194035181073NAICS2017
20204237161293NAICS2017
20214541171410NAICS2017
2022433715139NAICS2022
20234640161410NAICS2022
U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 10520. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

ZCTADistanceRestaurantsYear
105623.1 mi562023
105453.7 mi12008
105483.9 mi32023
105464.1 mi62023
105674.5 mi302023
105114.7 mi52023
105175.0 mi11997
Distance is centroid to centroid (Census Gazetteer). Restaurants: latest ZBP year on file for that ZIP.