BMIE Market 56529

Clay County, Minnesota · ZCTA boundaries as of 2020

Profile

Population (current estimate)	4,713 2020–2024 ACS 5-year estimate ±21 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households	1,937 2020–2024 ACS 5-year estimate ±128 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count	4,026 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units	1,728 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income	$90,694 2020–2024 ACS 5-year estimate ±20,811 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age	37.0 2020–2024 ACS 5-year estimate ±5 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent	$1,085 2020–2024 ACS 5-year estimate ±119 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value	$261,800 2020–2024 ACS 5-year estimate ±35,877 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area	3.7 sq mi Census Gazetteer 2020
Restaurants	5 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 56529
Restaurants per 10,000 residents	9.9 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year	+25.0% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year	+150.0% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year	+25.0% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file	+66.7% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 2028	8 (range 6–10) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, +0.4 per year, r² 0.71) · 80% range · confidence High · momentum, not a guarantee
Projected population, 5 years ahead	Needs more ACS years on file
BMIE Market Score	73 / 100 MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score	65 / 100 MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score	78 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score	79 / 100 MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Trends

Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.

Restaurants by year, with trend and projection

ZIP Code Business Patterns, USPS ZIP 56529. Projection: linear trend v1, fitted 2013–2023, +0.4 restaurants per year, r² 0.71, confidence High.

Growth index (first year on file = 100)

Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).

Mix of the food-service market

Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.

Population and restaurants per 10,000 residents

Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.

Restaurant growth vs. Minnesota and U.S. averages

Averages are the mean growth across all ZCTAs with the figure (state n = 715, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 73 (High confidence)

Component	Value	Rank	Weight	Adds
Consumer Market Score	65.4	65	40%	+26.2
Restaurant Opportunity Score	77.5	78	35%	+27.1
Market Momentum Score	78.8	79	25%	+19.7

Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 65 (High confidence)

Component	Value	Rank	Weight	Adds
Population (ACS)	4,713	59	40%	+23.8
Median household income (ACS)	90,694	74	40%	+29.5
Households (ACS)	1,937	60	20%	+12.1

Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 78 (High confidence)

Component	Value	Rank	Weight	Adds
10-year restaurant growth	150	95	35%	+33.4
Restaurants per 10,000 residents (lower = more room)	10.6	70	25%	+17.5
Population (ACS)	4,713	59	20%	+11.9
Median household income (ACS)	90,694	74	20%	+14.8

Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 79 (High confidence)

Component	Value	Rank	Weight	Adds
5-year restaurant growth	25	81	50%	+40.4
10-year restaurant growth	150	95	30%	+28.6
20-year restaurant growth	25	49	20%	+9.8

Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (14)

By cuisine

American 3 · Burgers 2 · Coffee 2 · Pizza 2 · Bakery 1 · Ice cream / frozen desserts 1

By type

Restaurant (service type not stated) 8 · Bar 7 · Casual dining 3 · Café 2 · Coffee shop 2 · Bakery 1 · Buffet 1 · Dessert 1 · Quick service 1

Name	Type	Cuisine	Address	Status
Buzz Coffee	Coffee shop · Café	Coffee	4 Center Ave W	open
Casey's	Restaurant (service type not stated)	Pizza	311 Center Ave W	open
Classic Touch Lounge LLC	Bar		1505 Center Ave W	open
Dairy Queen Grill & Chill Dairy Queen	Quick service · Dessert	Ice cream / frozen desserts · American	1702 Center Ave W	open
Grill 10	Casual dining · Restaurant (service type not stated) · Bar	Burgers	10 E Center Ave	open
Hi-Ho Burgers & Brews	Restaurant (service type not stated) · Casual dining · Bar	Burgers · American	10 Center Ave E	open
Mills Lounge	Bar · Restaurant (service type not stated)		6 Center Ave W	open
Pizza Ranch Pizza Ranch	Buffet · Restaurant (service type not stated)	Pizza	1504 Center Ave W	open
Red Hen Tap House	Bar		1710 Center Ave W E #138	open
Roasted Rail Coffee House	Coffee shop · Restaurant (service type not stated) · Café	Coffee	208 15th St NE	open
Silver Spike Restaurant & Bar	Casual dining · Restaurant (service type not stated) · Bar	American	314 15th St NE	open
Unwined Inc.	Bar		16 Center Ave E	open
Walmart Bakery	Bakery	Bakery	415 34th St N	open
West Main Pizza Rail District	Restaurant (service type not stated)		111 15th St NE	open

Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

Year	All food service	Restaurants	Full-service	Limited-service	Snack & beverage	Bars	Industry codes
1994	5	3	—	—	—	2	SIC1987
1995	5	3	—	—	—	2	SIC1987
1996	6	4	—	—	—	2	SIC1987
1997	6	3	—	—	—	3	SIC1987
1998	6	3	1	2	—	3	NAICS1997
1999	6	3	1	2	—	3	NAICS1997
2000	6	3	1	2	—	3	NAICS1997
2001	6	3	1	2	—	3	NAICS1997
2002	7	4	1	2	1	3	NAICS1997
2003	7	4	2	2	—	3	NAICS2002
2004	7	6	5	1	—	1	NAICS2002
2005	7	5	4	1	—	2	NAICS2002
2006	7	4	3	—	1	2	NAICS2002
2007	6	4	3	—	1	1	NAICS2002
2008	6	4	2	2	—	2	NAICS2007
2009	7	5	3	2	—	2	NAICS2007
2010	7	4	2	2	—	3	NAICS2007
2011	5	3	1	2	—	2	NAICS2007
2012	4	2	1	1	—	2	NAICS2012
2013	4	2	1	1	—	2	NAICS2012
2014	5	2	1	1	—	2	NAICS2012
2015	5	2	1	1	—	2	NAICS2012
2016	6	3	1	2	—	2	NAICS2012
2017	7	4	—	—	—	—	NAICS2017
2018	8	4	—	—	—	—	NAICS2017
2019	7	3	—	—	—	—	NAICS2017
2020	6	3	—	—	—	—	NAICS2017
2021	10	6	3	—	—	—	NAICS2017
2022	10	6	—	3	—	—	NAICS2022
2023	9	5	—	—	—	—	NAICS2022

U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 56529. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

ZCTA	Distance	Restaurants	Year
56563	2.9 mi	—
56560	3.5 mi	49	2023
56562	3.6 mi	—

Distance is centroid to centroid (Census Gazetteer). Restaurants: latest ZBP year on file for that ZIP.