BMIE Market 48603
Saginaw County, Michigan · ZCTA boundaries as of 2020
Profile
| Population (current estimate) | 27,757 2020–2024 ACS 5-year estimate ±1,036 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05 |
|---|---|
| Households | 12,416 2020–2024 ACS 5-year estimate ±476 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Population, 2010 Census count | 26,913 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04 |
| Housing units | 12,637 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04 |
| Median household income | $66,352 2020–2024 ACS 5-year estimate ±3,029 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median age | 41.0 2020–2024 ACS 5-year estimate ±2 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median gross rent | $1,050 2020–2024 ACS 5-year estimate ±42 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Median home value | $186,800 2020–2024 ACS 5-year estimate ±8,902 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05 |
| Land area | 18.2 sq mi Census Gazetteer 2020 |
| Restaurants | 61 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 48603 |
| Restaurants per 10,000 residents | 22.3 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such |
| Restaurant growth, 5-year | +7.0% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, 10-year | +7.0% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, 20-year | +0.0% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants |
| Restaurant growth, Longest on file | -1.6% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants |
| Projected restaurants, 2028 | 65 (range 61–70) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, +0.5 per year, r² 0.35) · 80% range · confidence Low · momentum, not a guarantee |
| Projected population, 5 years ahead | Needs more ACS years on file |
| BMIE Market Score | 59 / 100 MODELED · bmie_market_score v1 · confidence High · why? |
| Consumer Market Score | 69 / 100 MODELED · consumer_market_score v1 · confidence High · why? |
| Restaurant Opportunity Score | 52 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why? |
| Market Momentum Score | 53 / 100 MODELED · market_momentum_score v1 · confidence High · why? |
Map
Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.Trends
Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.
Restaurants by year, with trend and projection
ZIP Code Business Patterns, USPS ZIP 48603. Projection: linear trend v1, fitted 2013–2023, +0.5 restaurants per year, r² 0.35, confidence Low.Growth index (first year on file = 100)
Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).Mix of the food-service market
Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.Population and restaurants per 10,000 residents
Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.Restaurant growth vs. Michigan and U.S. averages
Averages are the mean growth across all ZCTAs with the figure (state n = 887, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.Why these scores?
Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.
BMIE Market Score: 59 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| Consumer Market Score | 69.3 | 69 | 40% | +27.7 |
| Restaurant Opportunity Score | 51.8 | 52 | 35% | +18.1 |
| Market Momentum Score | 52.9 | 53 | 25% | +13.2 |
Consumer Market Score: 69 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| Population (ACS) | 27,757 | 87 | 40% | +34.9 |
| Median household income (ACS) | 66,352 | 41 | 40% | +16.5 |
| Households (ACS) | 12,416 | 90 | 20% | +18.0 |
Restaurant Opportunity Score: 52 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| 10-year restaurant growth | 7.0 | 51 | 35% | +18.0 |
| Restaurants per 10,000 residents (lower = more room) | 22.0 | 32 | 25% | +8.1 |
| Population (ACS) | 27,757 | 87 | 20% | +17.5 |
| Median household income (ACS) | 66,352 | 41 | 20% | +8.2 |
Market Momentum Score: 53 (High confidence)
| Component | Value | Rank | Weight | Adds |
|---|---|---|---|---|
| 5-year restaurant growth | 7.0 | 64 | 50% | +31.9 |
| 10-year restaurant growth | 7.0 | 51 | 30% | +15.4 |
| 20-year restaurant growth | 0 | 28 | 20% | +5.6 |
A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.
Restaurants on file (102)
By cuisine
American 16 · Pizza 13 · Sandwiches 12 · Coffee 8 · Bakery 7 · Burgers 7 · Dessert 7 · Asian 6 · Mexican 6 · Chicken / wings 5 · Ice cream / frozen desserts 5 · Italian 5 · Chinese 4 · Japanese 3 · Healthy / salads / bowls 2 · Indian 2 · Juice / smoothies 2 · Latin American (other) 2 · Seafood 2 · BBQ 1 · Cajun, Creole, Southern 1 · Hawaiian / Pacific 1 · Hot dogs 1 · Mediterranean 1 · Middle Eastern 1 · Southwestern / Tex-Mex 1 · Steakhouse 1 · Sushi 1 · Tea / bubble tea 1 · Thai 1
By type
Restaurant (service type not stated) 59 · Quick service 29 · Bar 11 · Dessert 10 · Casual dining 9 · Bakery 8 · Café 6 · Coffee shop 5 · Delivery-focused 3 · Food truck 3 · Specialty food shop 3 · Buffet 2 · Catering 2 · Juice, smoothie, tea 2 · Other 2
| Name | Type | Cuisine | Address | Status |
|---|---|---|---|---|
| 1st Wok Buffet | Restaurant (service type not stated) | Chinese | 4624 State St | open |
| Applebee's Applebee's Grill & Bar | Casual dining · Restaurant (service type not stated) · Bar | American | 5940 State St | open |
| Arabilla food truck and catering | Restaurant (service type not stated) | Mediterranean · Middle Eastern | 2831 Bay Rd | open |
| Arby's | Quick service · Restaurant (service type not stated) | Sandwiches | 5475 State St | open |
| Aunt Millie's Saginaw Bakery Outlet | Bakery | Bakery | 3901 Fashion Square Blvd | open |
| Baywood Lounge | Bar · Casual dining | 2734 Bay Rd | open | |
| Benihana Saginaw Michigan | Restaurant (service type not stated) | Japanese | 3870 Bay Rd | open |
| Big Apple Bagels Big Apple Bagels | Bakery · Quick service · Specialty food shop | Bakery · Sandwiches | 5622 State St | open |
| Big O Burgers and Barbecue | Restaurant (service type not stated) | BBQ · Burgers · American | 4072 Bay Rd | open |
| BIGGBY COFFEE Biggby | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 5775 State St | open |
| Biggby Coffee Biggby | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 3085 Bay Rd | open |
| Bubble Tea Brewhouse | Juice, smoothie, tea · Coffee shop | Tea / bubble tea · Juice / smoothies · Coffee | 4370 Bay Rd | open |
| Buffalo Wild Wings Buffalo Wild Wings | Bar · Casual dining | American | 4880 State St | open |
| Burger King Burger King | Quick service | Burgers · American | 4930 State St | open |
| Bytes Fusion Grill | Casual dining · Restaurant (service type not stated) · Bar | American | 5656 State St | open |
| Charleys Cheesesteaks Charleys Cheesesteaks | Restaurant (service type not stated) | Sandwiches · American | 4338 Bay Rd | open |
| Charleys Philly Steaks Charleys Philly Steaks | Quick service | Sandwiches | 4338 Bay Rd. | open |
| Chen's Mongolian Barbeque | Restaurant (service type not stated) | Asian | open | |
| Chili's Grill & Bar | Restaurant (service type not stated) | 4363 Bay Rd. | open | |
| Chipotle Mexican Grill Chipotle Mexican Grill | Restaurant (service type not stated) | Mexican · Southwestern / Tex-Mex | 5709 State St Ste A | open |
| Coco Loco | Restaurant (service type not stated) | Mexican · Latin American (other) | 4002 Bay Rd | open |
| Crumbl Crumbl | Bakery · Dessert | Bakery · Dessert | 4540 State St | open |
| Domino's Domino's Pizza | Quick service · Delivery-focused | Pizza | 5560 State St | open |
| Dunkin' Dunkin' | Quick service | 4672 State Street | open | |
| Forbidden City Chinese Restaurant | Restaurant (service type not stated) | Chinese · Asian | 4024 Bay Rd | open |
| Frank N Bones | Food truck · Quick service | 2977 Oaklawn Park | open | |
| G's Pizzeria G's Pizzeria | Restaurant (service type not stated) | Pizza · Italian | 3823 Bay Rd | open |
| Galea Enterprises, Llc | Restaurant (service type not stated) | 3823 Bay Rd | open | |
| Golden Corral Golden Corral Buffet & Grill | Buffet · Restaurant (service type not stated) | American | 4409 Bay Rd | open |
| Good Times Pizza | Restaurant (service type not stated) | Pizza · Italian | 4582 State St | open |
| Holly’s Bar and Grill | Casual dining · Restaurant (service type not stated) · Bar | 6540 State St | open | |
| Hungry Howie's Hungry Howie's | Delivery-focused · Restaurant (service type not stated) | Pizza | 3576 Bay Rd | open |
| Hungry Howie's Hungry Howie's | Delivery-focused · Quick service | Pizza | 4938 Gratiot | open |
| It's Just Wings | Restaurant (service type not stated) | Chicken / wings | 4363 Bay Rd. | open |
| Jet's Pizza Jet's Pizza | Restaurant (service type not stated) | Pizza · Italian | 5789 State St | open |
| Jimmy John's Jimmy John's | Quick service · Specialty food shop | Sandwiches | 4480 Bay Rd Suite 5 | open |
| Jimmy John's Jimmy John's | Quick service · Specialty food shop | Sandwiches | 5580 State St Suite 3 | open |
| Jova’s | Quick service · Catering | open | ||
| Kajos Future Corners, Llc | Restaurant (service type not stated) | 4338 Bay Rd | open | |
| KFC KFC | Quick service · Restaurant (service type not stated) | Chicken / wings | 4980 State St | open |
| Len And Gerry's Pub | Bar | State St. | open | |
| Little Caesars Pizza Little Caesars | Quick service · Restaurant (service type not stated) | Pizza | 3720 Bay Rd | open |
| Little Caesars Pizza Little Caesars | Restaurant (service type not stated) | Pizza | 5105 Gratiot Rd | open |
| Little Caesars Pizza Little Caesars | Quick service · Restaurant (service type not stated) | Pizza | 5041 State St | open |
| Little Koi Restaurant | Restaurant (service type not stated) | Hawaiian / Pacific · Japanese · Healthy / salads / bowls | 4632 State St | open |
| Maria's Mexican Restaurant | Catering · Food truck | Mexican | 6090 State St | open |
| McDonald's McDonald's | Quick service · Restaurant (service type not stated) | Burgers | 5008 State St | open |
| McDonald's McDonald's | Quick service | Burgers · American | 2745 Bay Rd | open |
| Milano's Pizza | Restaurant (service type not stated) | Pizza · Italian | 3085 Bay Rd Ste 14 | open |
| Mo Cafe | Café · Restaurant (service type not stated) | American · Coffee | 4075 Bay Rd | open |
| Mo Potatoes | Food truck · Restaurant (service type not stated) | Mexican | 6090 State St | open |
| Mooney's Ice Cream Store | Dessert | Ice cream / frozen desserts | 5716 State St | open |
| Mooney’s Ice Cream and Cakes | Dessert · Bakery | Ice cream / frozen desserts · Dessert · Bakery | 5982 State St | open |
| New China Restaurant | Restaurant (service type not stated) | Chinese · Asian | 3982 Bay Rd | open |
| Nori's Ham & Corned Beef Restaurant | Casual dining · Restaurant (service type not stated) | American | 5055 State St | open |
| Olive Garden Olive Garden | Restaurant (service type not stated) | Italian | 3630 Bay Rd | open |
| Panera Bread Panera Bread | Quick service | 4738 State St | open | |
| Pannini's Deli | Other | Sandwiches | 3585 Bay Rd | open |
| Papa Johns Pizza Papa John's Pizza | Quick service · Restaurant (service type not stated) | Pizza | 5624 State St | open |
| Patisserie | Bakery · Dessert | Bakery · Dessert | 2715 Bay Rd | open |
| Patty Fleming's Food & Spirits | Bar · Casual dining | American | 6540 State St | open |
| Peter and Chia's House | Restaurant (service type not stated) | Thai · Chinese · Asian | 3211 Bay Rd | open |
| Pizza Hut Pizza Hut | Quick service · Restaurant (service type not stated) | Pizza | 5775 South State Street Saginaw | open |
| Pizza Hut | Restaurant (service type not stated) | Pizza | 3199 Bay Rd | open |
| Ponderosa Steakhouse | Restaurant (service type not stated) | Steakhouse | 3701 Bay Rd | open |
| Popeyes Louisiana Kitchen | Restaurant (service type not stated) | Chicken / wings | 3834 Bay Rd | open |
| QDOBA Mexican Eats | Quick service | 5775 State St | open | |
| Quiznos | Other | Sandwiches | 5580 State St Ste 3 | open |
| Rally's Checkers and Rally's | Quick service · Restaurant (service type not stated) | Burgers | 3588 Bay Rd | open |
| Red Horse Bar | Bar | 4798 State St | open | |
| Red Lobster Red Lobster | Restaurant (service type not stated) | Seafood · American | 4141 Bay Rd | open |
| Rico's Authentic Mexican Take Out | Restaurant (service type not stated) | Mexican · Latin American (other) | 2720 Bay Rd | open |
| Shahi Indian Cuisine | Restaurant (service type not stated) | Indian | 4624 State St | open |
| Small Town Scoops | Dessert | Ice cream / frozen desserts · Dessert | 5716 State St | open |
| Spucky's Subs & Coneys | Quick service | Sandwiches · Hot dogs | 5605 State St | open |
| St Laurent Brothers Candy & Nut Shop | Dessert | Dessert | 3535 Bay Rd | open |
| Starbucks Starbucks | Coffee shop · Restaurant (service type not stated) · Café | Coffee | 4961 State St | open |
| State Corner Bar & Grill | Restaurant (service type not stated) | 6415 State St | open | |
| Subway Subway | Quick service · Restaurant (service type not stated) | Sandwiches | 5655 State St | open |
| Subway Subway | Quick service · Restaurant (service type not stated) | Sandwiches | 2829 Bay Rd | open |
| Sushi Palace | Restaurant (service type not stated) | Japanese · Sushi · Asian | 1955 N Center Rd | open |
| Taco Bell Taco Bell | Quick service | Mexican | 5066 State St | open |
| Taco Bell | Quick service · Restaurant (service type not stated) | 2945 Bay Rd. | open | |
| Taste of Punjab | Restaurant (service type not stated) | Indian · Asian | 4070 Bay Rd | open |
| Teppanyaki Grill & Supreme Buffet - Saginaw | Buffet · Restaurant (service type not stated) | Seafood · Cajun, Creole, Southern | 3210 Bay Rd | open |
| Texan Family Restaurants | Restaurant (service type not stated) | American | 5656 State St | open |
| The Gourmet Cupcake Shoppe | Bakery · Dessert | Dessert | 4370 Bay Rd | open |
| The Michigan Tap Room at Stardust | Bar | 3750 Bay Rd | open | |
| The Sawmill Pub & Grill | Casual dining · Restaurant (service type not stated) · Bar | 19 Sawmill Blvd | open | |
| The Souper Cafe | Café · Restaurant (service type not stated) | Coffee · Sandwiches | 5789 State St | open |
| Tim Hortons Tim Hortons Cafe and Bake Shop | Quick service · Dessert · Coffee shop · Bakery | Ice cream / frozen desserts · Coffee · Bakery | 4870 State St | open |
| Timbers Bar and Grill | Casual dining · Bar | 6415 State St | open | |
| Tropical Smoothie Cafe Tropical Smoothie Cafe | Juice, smoothie, tea · Café | Juice / smoothies · Healthy / salads / bowls · Coffee | 5620 State St | open |
| Unique Treats | Bakery · Dessert | Bakery · Dessert | 5785 Ambassador Dr | open |
| Wendy's Wendy's | Quick service | Burgers · American | 4525 State St | open |
| Wendy's Wendy's | Quick service | Burgers · American | 4305 Bay Rd | open |
| Wingstop | Restaurant (service type not stated) | Chicken / wings | 4535 Bay Rd | open |
| Woody's Twisters | Dessert | Ice cream / frozen desserts | 3860 Bay Rd | open |
| Ya Ya's Flame Broiled Chicken | Restaurant (service type not stated) | Chicken / wings · American | 2100 N Center Rd | open |
| Great Lakes Coffee | Coffee shop | Coffee | 3585 Bay Rd | closed |
| Healthy Wealthy Salads And Sandwiches | Other | Sandwiches | 3350 Carver Dr | closed |
| Patty Fleming's Irish Pub | Bar | British / Irish pub food | 6540 State St | closed |
Restaurant establishments over time
| Year | All food service | Restaurants | Full-service | Limited-service | Snack & beverage | Bars | Industry codes |
|---|---|---|---|---|---|---|---|
| 1994 | 69 | 62 | — | — | — | 7 | SIC1987 |
| 1995 | 66 | 59 | — | — | — | 7 | SIC1987 |
| 1996 | 65 | 57 | — | — | — | 8 | SIC1987 |
| 1997 | 72 | 67 | — | — | — | 5 | SIC1987 |
| 1998 | 70 | 62 | 24 | 34 | 4 | 5 | NAICS1997 |
| 1999 | 77 | 70 | 24 | 41 | 5 | 4 | NAICS1997 |
| 2000 | 72 | 66 | 25 | 39 | 2 | 4 | NAICS1997 |
| 2001 | 70 | 63 | 21 | 38 | 3 | 5 | NAICS1997 |
| 2002 | 73 | 64 | 22 | 39 | 3 | 5 | NAICS1997 |
| 2003 | 67 | 61 | 22 | 36 | 3 | 3 | NAICS2002 |
| 2004 | 62 | 57 | 20 | 34 | 3 | 2 | NAICS2002 |
| 2005 | 63 | 58 | 19 | 34 | 5 | 2 | NAICS2002 |
| 2006 | 63 | 57 | 18 | 35 | 4 | 3 | NAICS2002 |
| 2007 | 72 | 63 | 18 | 38 | 6 | 5 | NAICS2002 |
| 2008 | 71 | 61 | 18 | 34 | 7 | 5 | NAICS2007 |
| 2009 | 72 | 61 | 18 | 36 | 6 | 6 | NAICS2007 |
| 2010 | 72 | 60 | 16 | 34 | 8 | 6 | NAICS2007 |
| 2011 | 71 | 60 | 17 | 33 | 8 | 6 | NAICS2007 |
| 2012 | 64 | 56 | 16 | 32 | 8 | 4 | NAICS2012 |
| 2013 | 66 | 57 | 18 | 32 | 7 | 4 | NAICS2012 |
| 2014 | 67 | 60 | 21 | 31 | 7 | 4 | NAICS2012 |
| 2015 | 66 | 60 | 18 | 35 | 7 | 3 | NAICS2012 |
| 2016 | 66 | 60 | 18 | 34 | 8 | 3 | NAICS2012 |
| 2017 | 60 | 56 | 14 | 33 | 8 | — | NAICS2017 |
| 2018 | 61 | 57 | 13 | 35 | 8 | 3 | NAICS2017 |
| 2019 | 65 | 59 | 14 | 36 | 8 | 3 | NAICS2017 |
| 2020 | 66 | 60 | 16 | 34 | 9 | — | NAICS2017 |
| 2021 | 70 | 64 | 16 | 37 | 10 | — | NAICS2017 |
| 2022 | 70 | 64 | 15 | 40 | 8 | — | NAICS2022 |
| 2023 | 67 | 61 | 14 | 38 | 8 | — | NAICS2022 |