BMIE Market 48602

Saginaw County, Michigan · ZCTA boundaries as of 2020

Profile

Population (current estimate)	27,127 2020–2024 ACS 5-year estimate ±1,181 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01003_001E · on 2020 boundaries · retrieved 2026-09-05
Households	10,827 2020–2024 ACS 5-year estimate ±537 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B11001_001E · on 2020 boundaries · retrieved 2026-09-05
Population, 2010 Census count	30,119 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · POP10 · on 2010 boundaries · retrieved 2026-09-04
Housing units	13,626 2010 Census count · Decennial Census · Census Gazetteer ZCTA 2010 · HU10 · on 2010 boundaries · retrieved 2026-09-04
Median household income	$46,984 2020–2024 ACS 5-year estimate ±3,134 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B19013_001E · on 2020 boundaries · retrieved 2026-09-05
Median age	36.1 2020–2024 ACS 5-year estimate ±2 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B01002_001E · on 2020 boundaries · retrieved 2026-09-05
Median gross rent	$933 2020–2024 ACS 5-year estimate ±30 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25064_001E · on 2020 boundaries · retrieved 2026-09-05
Median home value	$73,600 2020–2024 ACS 5-year estimate ±3,510 · American Community Survey 5-Year Estimates · ACS 5-Year 2024 (2020-2024) ZCTA · B25077_001E · on 2020 boundaries · retrieved 2026-09-05
Land area	7.8 sq mi Census Gazetteer 2020
Restaurants	33 2023 · U.S. Census Bureau, ZIP Code Business Patterns 2023 detail (NAICS2022) · by USPS ZIP 48602
Restaurants per 10,000 residents	10.6 DERIVED: 2010 restaurants (ZIP) ÷ 2010 Census population (ZCTA) · different years, stated as such
Restaurant growth, 5-year	-25.0% DERIVED: 2018 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 10-year	-15.4% DERIVED: 2013 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, 20-year	-5.7% DERIVED: 2003 → 2023, ZIP Code Business Patterns restaurants
Restaurant growth, Longest on file	-10.8% DERIVED: 1994 → 2023, ZIP Code Business Patterns restaurants
Projected restaurants, 2028	36 (range 30–43) FORECAST · linear trend v1 fitted to 2013–2023 (11 points, -0.2 per year, r² 0.08) · 80% range · confidence Low · momentum, not a guarantee
Projected population, 5 years ahead	Needs more ACS years on file
BMIE Market Score	41 / 100 MODELED · bmie_market_score v1 · confidence High · why?
Consumer Market Score	57 / 100 MODELED · consumer_market_score v1 · confidence High · why?
Restaurant Opportunity Score	41 / 100 MODELED · restaurant_opportunity_score v1 · confidence High · why?
Market Momentum Score	14 / 100 MODELED · market_momentum_score v1 · confidence High · why?

Map

Boundary: U.S. Census Bureau cartographic file, 1:500k, 2020 vintage. Basemap © OpenStreetMap contributors.

Trends

Historical lines are published counts. Dashed lines are derived: a least-squares trend through the last decade, extended as a FORECAST with its 80% range. Momentum, not a guarantee.

Restaurants by year, with trend and projection

ZIP Code Business Patterns, USPS ZIP 48602. Projection: linear trend v1, fitted 2013–2023, -0.2 restaurants per year, r² 0.08, confidence Low.

Growth index (first year on file = 100)

Each category relative to its own first published count. Full/limited split is unavailable under SIC (before 1998).

Mix of the food-service market

Share of all food-service establishments. "Other" = snack bars, caterers, contractors, mobile.

Population and restaurants per 10,000 residents

Population points: 2010 Census count and ACS 5-year estimates on file (more vintages load over time). Density uses the population point within two years of each restaurant count. Population projection appears once three or more ACS years are loaded.

Restaurant growth vs. Michigan and U.S. averages

Averages are the mean growth across all ZCTAs with the figure (state n = 887, U.S. n = 24,852). DERIVED from ZIP Code Business Patterns.

Why these scores?

Each score is a weighted average of national percentile ranks (0 = lowest of all ZCTAs with that figure, 100 = highest). Weights are set in the model registry, not in code, and every score carries its model version.

BMIE Market Score: 41 (High confidence)

Component	Value	Rank	Weight	Adds
Consumer Market Score	56.7	57	40%	+22.7
Restaurant Opportunity Score	41.1	41	35%	+14.4
Market Momentum Score	13.7	14	25%	+3.4

Health index, advertising, whitespace, competition and risk components join in later versions.

Consumer Market Score: 57 (High confidence)

Component	Value	Rank	Weight	Adds
Population (ACS)	27,127	87	40%	+34.7
Median household income (ACS)	46,984	12	40%	+4.6
Households (ACS)	10,827	87	20%	+17.4

Percentile-rank composite. No spending model yet: income and size stand in for spending capacity.

Restaurant Opportunity Score: 41 (High confidence)

Component	Value	Rank	Weight	Adds
10-year restaurant growth	-15.4	16	35%	+5.5
Restaurants per 10,000 residents (lower = more room)	12.2	64	25%	+15.9
Population (ACS)	27,127	87	20%	+17.4
Median household income (ACS)	46,984	12	20%	+2.3

Whitespace, competition and demand signals are not yet available; this version uses growth, density, size and income only.

Market Momentum Score: 14 (High confidence)

Component	Value	Rank	Weight	Adds
5-year restaurant growth	-25	11	50%	+5.4
10-year restaurant growth	-15.4	16	30%	+4.7
20-year restaurant growth	-5.7	18	20%	+3.7

Restaurant-count growth only until population and income growth series exist.

A high score is a statistical position among all U.S. ZCTAs, not a prediction that a restaurant will succeed.

Restaurants on file (95)

By cuisine

American 20 · Sandwiches 8 · Bakery 7 · Mexican 7 · Burgers 6 · Pizza 6 · Chinese 5 · Coffee 4 · Asian 3 · British / Irish pub food 3 · Dessert 3 · Chicken / wings 2 · Italian 2 · Latin American (other) 2 · Seafood 2 · BBQ 1 · Breakfast 1 · Cajun, Creole, Southern 1 · European 1 · Healthy / salads / bowls 1 · Hot dogs 1 · Mediterranean 1 · Southwestern / Tex-Mex 1 · Steakhouse 1 · Tea / bubble tea 1

By type

Restaurant (service type not stated) 48 · Bar 26 · Quick service 16 · Casual dining 12 · Bakery 7 · Food truck 6 · Specialty food shop 4 · Café 3 · Coffee shop 3 · Dessert 3 · Other 3 · Brewery / taproom 2 · Delivery-focused 2 · Catering 1 · Fast casual 1 · Juice, smoothie, tea 1 · Winery / distillery / taproom 1

Name	Type	Cuisine	Address	Status
Artisan Urban Bistro	Restaurant (service type not stated)	American · European	417 Hancock St	open
Baywood Lounge	Bar · Brewery / taproom		3625 Weiss St	open
Beans Greens and In-Betweens	Restaurant (service type not stated) · Bar		2609 State St	open
Becky and Kelsey's Breads and Confections	Bakery	Bakery	1412 Bliss St	open
Big O Hot Chicken	Restaurant (service type not stated)		118 N Michigan Ave	open
Big Pete's Street Tacos	Quick service · Food truck	Mexican	1216 Throop St	open
Big Ugly Fish	Bar		1418 State St	open
Black Brew Cafe	Coffee shop · Café	Coffee	808 N Michigan Ave	open
Bringer Inn	Restaurant (service type not stated) · Casual dining	American	516 W Genesee Ave	open
Burger King Burger King	Quick service	Burgers · American	1420 N Michigan Ave	open
China City	Restaurant (service type not stated)	Chinese · Asian	318 S Michigan Ave	open
Court Street Grill	Restaurant (service type not stated)	American	100 S Michigan Ave	open
Davenport Grill	Restaurant (service type not stated)		3325 Davenport Ave	open
Diane & Bing	Restaurant (service type not stated)	Chinese · Asian		open
Dwt Saginaw Llc	Restaurant (service type not stated)		100 S Michigan Ave Ste 2	open
El Rancho Grande El Rancho Grande	Restaurant (service type not stated)	Mexican · Latin American (other)	2403 N Michigan Ave	open
Ewald's Bar	Bar		301 Court St	open
Fire & Pita Lebanese Street Food	Food truck		402 N Michigan Ave	open
Fralia's	Specialty food shop · Quick service · Fast casual	Sandwiches · Healthy / salads / bowls	422 Hancock St	open
Fuzzy's Restaurant	Casual dining	American · Breakfast	1924 Court St	open
Gee' Ques Wood Smoked Barbeque	Restaurant (service type not stated)	BBQ · Cajun, Creole, Southern	220 S Michigan Ave ste 2	open
Germania Town and Country Club	Bar		1 Germania Platz	open
Grand Central Sports Bar and Grill	Bar		3504 State St	open
Halal Munchies Halal Munchies	Restaurant (service type not stated) · Casual dining	American	422 Court St	open
Hamilton Street Pub	Bar	British / Irish pub food	308 S Hamilton St	open
Happy's Pizza The Official Happy's Pizza	Restaurant (service type not stated) · Delivery-focused	Pizza	2007 N Michigan Ave	open
Hooters	Restaurant (service type not stated)	American	1134 N Niagara St	open
Huron Fish Co.	Restaurant (service type not stated)	Seafood	505 Gratiot Ave	open
Intermission Deli	Specialty food shop · Restaurant (service type not stated) · Quick service	Sandwiches	2128 Bay St	open
Jake's Old City Grill	Casual dining · Bar	Steakhouse · American	100 S Hamilton St	open
Jimmy John's Jimmy John's	Quick service · Specialty food shop	Sandwiches	118 S Michigan Ave # A Suite A	open
KFC	Quick service · Restaurant (service type not stated)		94 W Genesee Ave	open
Krispy Krunchy Chicken Krispy Krunchy Chicken	Quick service	Chicken / wings · American	107 W Genesee Ave	open
La Estrella Del Norte	Bakery	Bakery · Mexican · Latin American (other)	2406 N Michigan Ave	open
Lagalo & Allen Llc 1	Restaurant (service type not stated)		1029 Gratiot Ave	open
LeBoeuf's Lounge	Bar		501 N Bond St	open
Liquid Lounge	Restaurant (service type not stated) · Bar		118 N Michigan Ave	open
Little Caesars Pizza Little Caesars	Quick service · Restaurant (service type not stated) · Delivery-focused	Pizza	904 Gratiot Ave	open
Little Caesars Pizza Little Caesars	Quick service · Restaurant (service type not stated)	Pizza	3625 Davenport Ave	open
Little Caesars Pizza Little Caesars	Quick service · Restaurant (service type not stated)	Pizza	603 W Genesee Ave	open
Mac's Bar	Bar		207 N Hamilton St	open
Maple Gardens	Casual dining · Bar		1020 Maple St	open
Maple Park China Town	Restaurant (service type not stated)	Chinese	2130 Marshall Court	open
McDonald's McDonald's	Quick service	Burgers · American	510 S Michigan Ave	open
McDonald's McDonald's	Quick service	Burgers · American	1454 N Michigan Ave	open
Napolitano Bakery	Bakery	Bakery	2614 State St	open
Old Town Distillery by Wonder	Winery / distillery / taproom · Bar		124 S Michigan Ave	open
Old Town Drive-In	Restaurant (service type not stated)	Hot dogs · American	807 S Granger St	open
Old World Pizzeria	Restaurant (service type not stated)	Pizza · Italian	116 N Michigan Ave	open
Olive Garden Olive Garden	Restaurant (service type not stated)	Italian		open
Oracle Brewing Company	Brewery / taproom · Bar		122 N Michigan Ave	open
Panda House	Restaurant (service type not stated)	Chinese · Asian	1010 N Niagara St	open
Papa John's Pizza Papa John's Pizza	Quick service · Restaurant (service type not stated)	Pizza	1910 Court St	open
Park Asia	Restaurant (service type not stated)	Chinese	220 N Michigan Ave	open
Pasong's Cafe	Café · Restaurant (service type not stated) · Catering	Coffee	114 N Michigan Ave	open
Porter & Ray’s Grill	Restaurant (service type not stated)		308 S Hamilton St	open
Rainmakers Bar & Grill	Restaurant (service type not stated)		3325 Davenport Ave	open
Rally's Checkers and Rally's	Quick service · Restaurant (service type not stated)	Burgers	515 S Michigan Ave	open
Rascals	Bar		2139 Warwick St	open
Red Eye Coffee + Tea	Coffee shop · Juice, smoothie, tea · Café	Coffee · Tea / bubble tea	211 N Hamilton St	open
Retro Rocks	Bar · Casual dining		110 S Hamilton St	open
Robbie D's	Food truck · Restaurant (service type not stated)	Burgers		open
Robbie D's	Restaurant (service type not stated)	American	94 W Genesee Ave	open
Rog's Bar	Bar		2350 S Michigan Ave	open
Saginaw Old Town Junction	Casual dining · Restaurant (service type not stated) · Bar	American	410 Mackinaw St	open
Sandweesh	Restaurant (service type not stated)	Mediterranean	220 S Michigan Ave	open
Scottish Inn	Bar · Casual dining		630 Gratiot Ave	open
Sea World Fish & Chicken	Restaurant (service type not stated)	Seafood · Chicken / wings	2700 State St #1	open
Sis-N-Bros Tacos	Food truck			open
Smileys Bar and Grill	Casual dining · Bar		1516 N Oakley St	open
Spatz Bakery	Bakery	Bakery	1120 State St	open
Sports page lounge	Bar		521 Lyon St	open
Sports Page Lounge	Bar		521 Lyon St	open
Steamers Riverfront Pub	Bar	British / Irish pub food	209 N Hamilton St	open
Subway	Other	Sandwiches	308 S Michigan Ave	open
Subway	Other	Sandwiches	1447 N Harrison St	open
SUBWAY	Other	Sandwiches	107 W Genesee Ave	open
Sweet Creations	Bakery · Dessert	Bakery · Dessert	116 N Michigan Ave	open
T&T Authentic Mexican	Restaurant (service type not stated)	Mexican · Southwestern / Tex-Mex	1302 Court St	open
Taco Bell Taco Bell	Quick service	Mexican	1472 N Michigan Ave	open
The Bread Gal	Bakery · Dessert	Bakery · Dessert	411 Hancock St	open
The Brunch Guy	Restaurant (service type not stated) · Casual dining	American	111 N Hamilton St	open
The Office Lounge	Bar		2321 N Michigan Ave	open
The Wrights Catering Restaurant	Restaurant (service type not stated) · Quick service · Specialty food shop	American · Sandwiches	2367 S Michigan Ave	open
Tim Hortons Tim Hortons Cafe and Bake Shop	Coffee shop · Dessert · Bakery	Coffee · Dessert · Bakery	2039 N Michigan Ave	open
Tino's Tamales & More	Restaurant (service type not stated)	Mexican	1841 N Michigan Ave	open
Tony's Original Restaurant	Casual dining · Restaurant (service type not stated)	American	2612 State St	open
Tony's Original Restaurants	Casual dining · Restaurant (service type not stated)	American	1029 Gratiot Ave	open
Tony's Take Out	Restaurant (service type not stated)	American · Sandwiches	2331 S Michigan Ave	open
Tonys	Restaurant (service type not stated) · Bar		102 N Porter St	open
Vintage Point Mexican Deli	Restaurant (service type not stated)	Mexican	418 S Michigan Ave	open
Wella's Kitchen	Restaurant (service type not stated)	American	604 Oak St	open
Wonder Burger	Food truck	Burgers	124 S Michigan Ave	open
Woody O'Brien's	Bar	British / Irish pub food	116 S Hamilton St	open
Yard Bird	Food truck		207 N Hamilton St	open

Listings: Overture Maps Places (CDLA-Permissive-2.0), matched into the BMIE restaurant master. Census establishment counts and listing counts differ by definition (Census counts employer establishments in the reference week; listings are places currently mapped).

Restaurant establishments over time

Year	All food service	Restaurants	Full-service	Limited-service	Snack & beverage	Bars	Industry codes
1994	53	37	—	—	—	16	SIC1987
1995	54	37	—	—	—	17	SIC1987
1996	58	35	—	—	—	23	SIC1987
1997	73	53	—	—	—	20	SIC1987
1998	65	40	19	17	3	22	NAICS1997
1999	62	40	18	16	4	20	NAICS1997
2000	64	42	20	18	2	18	NAICS1997
2001	58	41	18	18	3	15	NAICS1997
2002	57	35	13	18	2	19	NAICS1997
2003	53	35	14	17	2	16	NAICS2002
2004	56	36	14	18	3	19	NAICS2002
2005	53	36	14	17	4	16	NAICS2002
2006	53	34	14	16	3	17	NAICS2002
2007	55	33	10	20	1	19	NAICS2002
2008	52	32	10	19	1	18	NAICS2007
2009	45	28	7	19	1	15	NAICS2007
2010	46	32	10	20	1	13	NAICS2007
2011	49	33	11	20	1	15	NAICS2007
2012	52	37	13	22	1	15	NAICS2012
2013	52	39	14	23	1	13	NAICS2012
2014	50	37	13	22	1	13	NAICS2012
2015	51	38	13	23	1	13	NAICS2012
2016	49	36	12	21	2	13	NAICS2012
2017	53	37	13	21	—	15	NAICS2017
2018	59	44	18	23	—	14	NAICS2017
2019	56	42	20	19	—	13	NAICS2017
2020	51	37	16	18	—	13	NAICS2017
2021	54	38	14	22	—	14	NAICS2017
2022	54	36	13	20	3	13	NAICS2022
2023	51	33	12	20	—	14	NAICS2022

U.S. Census Bureau, ZIP Code Business Patterns, by USPS ZIP 48602. Categories are BMIE roll-ups of the published SIC/NAICS codes (full vs limited service is not split under SIC). More years load in stages.

Nearby markets (within 5 miles)

ZCTA	Distance	Restaurants	Year
48638	2.2 mi	10	2023
48607	2.2 mi	4	2023
48724	3.6 mi	1	2016
48603	3.8 mi	61	2023
48601	4.6 mi	21	2023

Distance is centroid to centroid (Census Gazetteer). Restaurants: latest ZBP year on file for that ZIP.